Theoretical Framework for Assessing Self-help Housing Projects Affordability

Dafeamekpor, Cornelius A.; Adjei-Kumi, Theophilus; Nani, Gabriel; Kissi, Ernest

doi:10.1007/978-3-030-68836-3_14

Cited by 2 publications

(2 citation statements)

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“…Many mortgage institutions request viable collateral to mitigate risks associated with the LIE. Dafeamekpor et al (2021Dafeamekpor et al ( , 2022 focused on the criteria for evaluating self-help housing affordability in developed and developing countries. They identified access to urban land, financing, planning regulations, building quality and cost, and infrastructure as the key criteria.…”

Section: Self-help Housing Deliverymentioning

confidence: 99%

See 1 more Smart Citation

Urban resilience for sustainable homeownership: the role of self-help in the ancient city of Benin, Nigeria

Ebekozien¹,

Aigbavboa²,

Samsurijan³

et al. 2023

IJBPA

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PurposeThe organised self-help approach successfully enhances urban low-income earners' (LIE) homeownership in some developing countries. The technique can enhance urban resilience for sustainable LIE homeownership. There is a paucity of studies concerning sustainable homeownership for Nigeria's urban LIE through a self-help approach. The study investigated the housing needs of the urban LIE via organised self-help mechanisms and how the same can enhance urban resilience for sustainable homeownership in the Ancient City of Benin, Nigeria.Design/methodology/approachGiven the unexplored nature of the issue, 20 face-to-face interviews were conducted with experts and analysed through a thematic approach.FindingsFindings identified eleven main barriers faced by the urban LIE. This includes the absence of government housing policy, funding frameworks, urban land scarcity, high property development costs, naira devaluation, high-interest rates, inflation, bribery and corruption, lax mortgage sub-sector, high cost of infrastructure, and government bureaucracy.Originality/valueThis study will contribute to pioneering the role of organised self-help mechanisms in urban resilience for sustainable LIE homeownership in developing cities via a qualitative approach. Also, findings would significantly contribute to developing countries' sustainable housing and urban resilience literature.

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Section: Self-help Housing Deliverymentioning

confidence: 99%

“…Many mortgage institutions request viable collateral to mitigate risks associated with the LIE. Dafeamekpor et al . (2021, 2022) focused on the criteria for evaluating self-help housing affordability in developed and developing countries.…”

Section: Literature Reviewmentioning

confidence: 99%