Tunnel construction adjacent to the fault fracture zone is prone to water inrush disasters, which pose a serious threat to the safety of tunnel construction. To provide theoretical support for the early warning and prevention of water inrush disasters of the tunnel adjacent to the water-rich faults, a numerical analysis based on the three-dimensional discrete element method (DEM) was performed to study the evolution of the displacement and seepage fields of the water-resistant rock mass of a tunnel adjacent to a water-rich fault during the water inrush process by taking the Xianglushan tunnel as the research project. With reference to the obtained results, a grouting reinforcement scheme was developed, and its effectiveness was evaluated. The results indicated that as the tunnel face approached the water-rich fault fracture zone, the effect of water pressure gradually became obvious, and the displacement at the face continuously increased. When the tunnel face was excavated to the position 5 m from the fault, the displacement at the center of the face changed suddenly with a sudden increase in water pressure. The water-resistant rock mass ahead of the center of the face was damaged, and a water inrush disaster occurred in the tunnel. Numerical simulation results demonstrated the feasibility of the grouting reinforcement scheme. The assessment based on the borehole acoustic waves, borehole TV, geological radar detection, and convergence monitoring as well as the excavation results confirmed that the water inrush disasters in the 2# adit of Xianglushan tunnel adjacent to the water-rich fault were effectively prevented and controlled, which can provide a reference for the prevention and treatment of the frequent water inrush disasters in underground projects constructed in the water-rich fault area.