Types of Financial and Credit Products: Concept, Subject, and Place on Russian and Global Financial Market

Губин, Н П; Литвинова, С. А.; Arsenyeva, V A

doi:10.35808/ersj/807

Cited by 8 publications

(6 citation statements)

References 1 publication

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“…In the course of the study, considerable attention was paid to the approaches revealed in the works of Gronroos (1982), Deming (1994), McDougall and Levesque (2000), Lee (2000), Babich et al (2015), Japparova and Rupeika-Apoga (2017). Various aspects of the banking theory were studied on the basis of the research of Russian economists such as Seitkassimov and Mussina (2012), Mitrokhin et al (2016), Gubin et al (2017) and Albekova (2008).…”

Section: Literature Reviewmentioning

confidence: 99%

Pricing Mechanism of Banking Products

Mussina¹,

Shakirova²

2018

ERSJ

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The pricing problem of banking services is quite versatile and requires resolving a number of issues. In the context of a competitive banking environment and the expansion of the range of banking services, it becomes necessary to find the most effective mechanisms for making price offers. As a rule, the customer is interested not simply in the banking service, which is available in almost any second-tier bank, but in high quality and affordability. Based on the synthesis of the quality management process of banking services and the pricing process, this article proposes a model for setting prices for banking products and services with regard to their quality. The starting point for the research was the works of domestic and foreign authors on the essence of banking marketing, the relationship between the price of the banking product and its quality, and the problem of choosing possible quality assessment methods by examining a bank credit. The authors' model of an algorithm for finding the price/quality ratio of the banking service is offered, which gives a step-by-step description of the process of assessing the characteristics of the banking service. The article shows what opportunities are opened for the bank subject to the assessment of the price/quality ratio of the banking service.

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Section: Literature Reviewmentioning

confidence: 99%

Pricing Mechanism of Banking Products

Mussina¹,

Shakirova²

2018

ERSJ

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“…127-FZ (1996) (hereinafterthe Law "On Science"), which consolidates the powers of state authorities in the relevant sphere as the main aspects of management of scientific activity. It is also stated that within their powers the bodies of the state authorities of the Federation, its subjects and state academies of sciences determine the relevant priority areas for the development of science and technology, ensure the formation of a system of scientific organizations, implementation of inter-industry coordination of scientific and (or) scientific and technical activities, development and implementation of scientific and technical programs and projects, development of forms of integration of science and production, realization of the achievements of science and technology (Dmitrishina and Uskov, 2015;Ivanova et al, 2017;Gubin et al, 2017).…”

Section: The Powers In the Management Of Science And Determination Ofmentioning

confidence: 99%

Peculiarities of Financial Provision for the Implementation of State Programs with Scientific and Technical Components

Elena¹,

Denis²,

Vita³

et al. 2018

ERSJ

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Based on the analysis of the powers of the Russian Federation and its subjects in the scientific and technical sphere, the article shows that despite the constitutional consolidation of the sphere of science as joint powers of the regions and the federal center, in fact, in most cases, the development of science is exclusively the task of the Russian Federation. Therefore, the expenditures of the federal budget determine the direction of financing and development of science. The paper analyzes both the dynamics of the main parameters of financing within the program budget and the first major results obtained under the new conditions in 2013-2016. It is shown that the efficiency of expenditures on science has significantly increased. However, a separate analysis is required both for the quality of the obtained scientific results and the results of institutional reforms in the sector of research and development.

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“…Prospects and limitations of small business are explored in several countries (Rahman et al, 2010;Carstina et al, 2015;Gubin et al, 2017). Many authors note that different approaches to the selection of sources of financing are used, but there is no mechanism for sound financing management that positively influences performance indicators.…”

Section: Introductionmentioning

confidence: 99%

Financial Management of Small Organizations Based on a Cognitive Approach

Morozko¹,

Didenko²

2018

IJEBA

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In most cases small business organizations insufficiently justify economic calculations for the formation of financial resources, which adversely affects their sustainable development. Under the current circumstances, the need for sound financial management increases, which ensures a stable financial status of the organization and the prospects for increasing its value. The aim of this paper is to identify the conditions for the dynamic financial management of small organizations based on a cognitive approach. The proposed cognitive model allows establishing the mechanism of mutual influential factors of internal and external environment on the effective use of financial resources. Using the proposed model, it is possible to forecast changes in financial results.

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Types of Financial and Credit Products: Concept, Subject, and Place on Russian and Global Financial Market

Cited by 8 publications

References 1 publication

Pricing Mechanism of Banking Products

Pricing Mechanism of Banking Products

Peculiarities of Financial Provision for the Implementation of State Programs with Scientific and Technical Components

Financial Management of Small Organizations Based on a Cognitive Approach

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