The traditional lipid preparation methods are complex, time-consuming, and consume a large amount of reagents, increasing costs and difficulties. Although microfluidic technology is considered a promising solution, achieving controllable liposome production with a simple and inexpensive microfluidic mixing device remains an important problem. This paper presents a wall-type micro-mixer based on coastal zone fractals. Four parameters related to the geometric shape of the coastline fractal in the microchannel are used as design variables, and the mixing index is the objective function. Single-objective optimization numerical analysis of the primary wall-type fractal baffle micromixer under four Reynolds numbers conditions yields the optimal structural configuration. Visualization experiments verify the correctness and accuracy of the numerical simulation, and the optimized mixer is used to produce liposomes. The results show that the micro-mixer with the optimal double-sidewall cross arrangement enhances chaotic convection and improves mixing efficiency. At Re = 0.1 and Re = 100, the mixing efficiency reaches 99%, 50.44% higher than the reference design. By changing the relative flow rates of lipid and aqueous solutions, microfluidic blank liposomes with a particle size of 165.12 ± 11.6 nm and a polydispersity index of 0.35± are obtained. This wall-type fractal micro-mixer has broad application prospects due to its high mixing efficiency.