Coastal areas have a wealth of marine and river fisheries resources that have great potential to be developed. This potential is utilized by various parties to make utilization efforts including fishing activities; conservation; ports; and marine cultivation; and coastal and aquatic tourism. Problems that currently occur in coastal areas include: (a) illegal fishing, (b) damage to ecosystems in coastal and marine areas, (c) not optimal utilization, (d) unsustainable development, (e) leakage of development due to corruption and injustice. The research methodology used is descriptive and qualitative research with framework analysis, which means framework analysis techniques. This analysis technique is carried out by conceptualizing the system through a structure that describes the connection between one variable and another in a systematic and detailed manner. The findings of this study provide innovative solutions for the application of financial and marketing technology through blockchain and the Internet of Things (IoT) can increase the productivity of fishermen, internal control, financial transactions, and reliable marketing strategies in helping business entities run their business processes. The management of regional potential independently and integrated can be collaborated through community empowerment and the role of village government through village-owned enterprises (BUMD) based on Sharia cooperatives in villages in coastal areas of Indonesia. So that the productivity of fishermen and government agencies in tourist villages can increase.