Urgensi Pembentukan Undang-Undang Fintech sebagai Upaya Legalisasi Penyelesaian Sengketa Transaksi Fintech di Indonesia

Dakum, Dakum; Asari, Aang

doi:10.31603/burrev.3964

Cited by 3 publications

(3 citation statements)

References 3 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…OJK's limitations in overcoming problems that occur in the fintech business require the promulgation of more specific regulations like the law so that these business actors get legal protection and assurance. (Dakum & Praja, 2020)…”

Section: C) Increase Efficiency and Effectivenessmentioning

confidence: 99%

Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Nurhayati

Nurjamil

Fadhillah

2022

Batulis Civ. Law Rev.

View full text Add to dashboard Cite

This research was conducted to outline the opportunities and challenges of resolving fintech business disputes through the Alternative Dispute Resolution Institute (LAPS) in Indonesia. The research method used in this research is a legal reasearch approach and qualitative approach that is to review primary and secondary data sources related to regulations on business dispute resolution in Indonesia. The results show that fintech plays a role in encouraging the economic development of the community, especially as an alternative to financing. LAPS serves as a solution to dispute resolution of business people in Indonesia this institution was chosen because it is more effective and efficient, the verdict is final and binding that is contrary to litigation lines that seem time-consuming and expensive costs. LAPS opportunities are very large for the rise of digital-based businesses and payments that still leave many legal problems while LAPS khsusus fintech is not yet available where LAPS provides services that are in line with digital business; the settlement is a win-win solution, which is in accordance with the character of the business world, which is obliged to manage risks, including reputational risk, operational risk and legal risk. While the challenges faced by LAPS in fintech include: Dualism alternative fintech dispute resolution can be through LAPS and can also through the Consumer Dispute Resolution Agency (BPSK); Limited Legal Infrastructure The number of fintech transactions that continue to increase in line with the potential for disputes that will occur; Availability of Mediators and Arbitrators of LAPS Financial Services Sector.

show abstract

Section: C) Increase Efficiency and Effectivenessmentioning

confidence: 99%

Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Nurhayati

Nurjamil

Fadhillah

2022

Batulis Civ. Law Rev.

View full text Add to dashboard Cite

show abstract

“…Seperti pengawasan terhadap konsistensi berjalannya anggaran dasar lembaga dan pengajuan self assessment system oleh penyelenggara yang berisikan laporan keuangan dan kegiatan usaha yang seharusnya ditinjau oleh Otoritas Jasa Keuangan secara bekala. Pengawasan operasional yang kurang optimal disebabkan minimnya kordinasi antar otoritas, terdapat pula hambatan regulasi lintas sektor yang kurang mendukung proses pengawasan, dan kurangnya infrastruktur yang menunjang pengawasan oleh OJK (Ernama Santi et al, 2017) (Dakum & Asari, 2020).…”

Section: Progresifitas Undang-undang Ite Dan Pojk Pada Transaksi Berb...unclassified

Progresifitas Fatwa dan Regulasi Ekonomi Syariah terhadap Pembangunan Ekonomi Nasional

Mufrih

Hadiroh

2022

AJSI

View full text Add to dashboard Cite

Indonesia sebagai anggota G20 (The Group of Twenty) memiliki peran dalam meningkatkan 6 prioritas di sektor keuangan, salah satunya Penguatan Sistem Pembayaran di Era Digital. Prioritas ini didukung oleh Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik serta beberapa POJK terkait Transaksi Berbasis Teknologi Informasi. Karena Indonesia merupakan negara berpenduduk muslim dimana transaksi berbasis syariah juga banyak diminati, hal ini telah diakomodasi oleh Fatwa DSN-MUI No 117 Tahun 2018 tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah. Regulasi yang tertuang dalam UU ITE, POJK, dan Fatwa DSN-MUI selanjutnya akan disempurnakan dengan RUU Pembinaan dan Penguatan Sektor Keuangan yang saat ini sedang dalam tahap desain. Metode penelitian berupa penelitian kepustakaan dengan pendekatan analisis deskriptif kualitatif. Implikasi penelitian ini dapat menjadi acuan bagi pengembangan ilmu pengetahuan untuk memahami urgensi hukum ekonomi syariah dan menjadi bentuk upaya perluasan pemahaman terkait urgensi dan peran hukum ekonomi syariah di Indonesia. Hasil kajian menjelaskan bahwa fatwa-fatwa yang berkembang sudah cukup, namun masih pasif, melihat beberapa fatwa yang dinilai kurang responsif terhadap perkembangan ekonomi syariah di era digitalisasi. Beberapa regulasi telah diatur secara khusus oleh POJK sebagai lembaga pelaksana, meskipun bukti di lapangan masih perlu disempurnakan dalam beberapa hal sehingga diperlukan kemajuan hukum dalam mengatasi perkembangan tersebut. Teknologi digital pada sektor ekonomi syariah akan berdampak luas dalam pencapaian pembangunan perekonomian nasional pada khususnya, dan visi G20 pada umumnya.

show abstract

“…A study conducted by Facebook and Good and The Company revealed that the number of digital consumers in Indonesia is expected to grow from 119 million in 2019 to 137 million in 2020. Bank Indonesia also estimates that crypto currency translation transactions will increase by 32.3% from Rp201 trillion in 2020 to Rp266 trillion in 2021 (Dakum & Asari, 2020;Putri, Komara, & Setyowati, 2021) alternative for the community, especially during the COVID-19 pandemic, especially for small and medium enterprises. Fintech has a very important role in the development of SMEs.…”

Section: Introductionmentioning

confidence: 99%

The impact of financial literacy, financial technology, and financial inclusion on SME business performance in Malang Raya, Indonesia

Rahadjeng,

Pratikto,

Mukhlis

et al. 2023

View full text Add to dashboard Cite

The purpose of this study is to determine the relationship between financial literacy, financial technology, and financial inclusion and the business performance of SMEs in Malang Raya, Indonesia. Looking at various cases related to financial progress, all of which are turning to technology to ensure time efficiency, there is a need for further development related to research on financial technology, and financial inclusion for SMEs' business performance in Malang Raya. The analysis in this study used bibliometrics and PLS. Bibliometrics is used to find relationships that will later become new things. Before the bibliometric analysis, this research looked for references to research through Publish or Perish, so more than 200 reputable journals based on electronics were found in accordance with this study. Furthermore, filters related to the scope are more specifically related to financial technology and the inclusion of SMEs' performance. So fintech is being discovered as a novelty between financial literacy and financial inclusion. The second analysis examines the influence of financial literacy, financial technology, and, financial inclusion on the business performance of SMEs. The results of this study using PLS show that financial literacy has a positive and significant effect on the business performance of SMEs. Financial technology does not affect SMEs' business performance, and lastly, financial inclusion has a positive and significant effect on SMEs' business performance. The limitation of this study is related to the object of research that still focuses on Malang Raya.

show abstract

Urgensi Pembentukan Undang-Undang Fintech sebagai Upaya Legalisasi Penyelesaian Sengketa Transaksi Fintech di Indonesia

Cited by 3 publications

References 3 publications

Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Progresifitas Fatwa dan Regulasi Ekonomi Syariah terhadap Pembangunan Ekonomi Nasional

The impact of financial literacy, financial technology, and financial inclusion on SME business performance in Malang Raya, Indonesia

Contact Info

Product

Resources

About