Venture financing risk assessment and risk control algorithm for small and medium-sized enterprises in the era of big data

Li, Jiehui

doi:10.1515/jisys-2022-0047

Cited by 9 publications

(10 citation statements)

References 20 publications

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“…(3) The mediator effects of regional finance and economics are significant, which has received less attention in the literature, but this conclusion should be consistent with the theory of company financing. (Kabange & Simatele, 2022 ; Li, 2022 ; Dore & Narayanan, 2020 ; Lee et al, 2019 ; Naegels et al, 2018 ) Its economic reasons and intuition suggest that firms might be influenced by regional factors such as access to financing, economic growth, and market conditions when making financing decisions. (4) The mediator effects of regional corporate finance are not significant, which is rarely emphasised in the literature, but this conclusion should not be consistent with corporation financing theory.…”

Section: Discussionmentioning

confidence: 99%

“…On the other hand, a growing body of literature suggests that regional corporate finance and regional finance and economics are positively associated to the accessibility of informal finance, since it decreases information asymmetry and opacity among SMEs in the same region. (Kabange & Simatele, 2022 ; Li ( 2022 ) creates a venture risk appraisal method for SMEs using the SMEs' structure and processes, as well as the socioeconomic and technological environment. Dore and Narayanan ( 2020 ) discovered that the more the regional economic variety, the more possible yet uneven the access to financing and skills.…”

Section: Introductionmentioning

confidence: 99%

“…The reason for examining the moderator effects of public health emergencies, rather than solely focusing on COVID-19, is because the COVID-19 pandemic is not a permanent situation, and public health emergencies will continue to arise in the future. Li ( 2022 ) studied the hazards of SME venture financing during the loan duration. Yang et al ( 2022 ) investigated the factors that influence SME patent collateralization for loans.…”

Section: Introductionmentioning

confidence: 99%

See 2 more Smart Citations

The impacts on informal financing strategy of small and micro enterprises by interest rate risks and public health emergencies

Huang³

et al. 2023

Int Entrep Manag J

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Informal finance is a crucial financing method for small and micro enterprises (SMEs) in most developing countries. Interest rate risks (IRS) should be a vital component of SMEs' informal finance strategies (IFS), and public health emergencies (as COVID-19) is likely to modify IFS due to increased liquidity risks for SMEs. This article examines the relationship between IRS and IFS and its moderated effects by COVID-19. The study develops a structural equation model of SMEs' IFS to investigate SMEs' IFS, the causal relationship between IRS and SMEs' IFS, mediator effects of SMEs' corporate financial status and regional financial and economic conditions, and moderating effects of SMEs' variables. The empirical data is from Wenzhou, China, distributed between 2016 and 2021. The study concludes that IFS will continue to be a financing technique for Chinese SMEs, even if it may have a deterrent effect due to COVID-19. Additionally, there is a strong positive causal association between IFS and SMEs' IRS, as well as moderator and mediator effects. Recommendations for government policy include clarifying the connection between SMEs' IFS and influencing variables, providing scientific and methodical analysis tools for evaluating factors impacting SMEs' IFS, and encouraging the optimization and upgrading of SMEs' IFS.

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Section: Discussionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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The impacts on informal financing strategy of small and micro enterprises by interest rate risks and public health emergencies

Huang³

et al. 2023

Int Entrep Manag J

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“…In addition, for the credit risk assessment, Du et al [14] utilized the BP neural network algorithm and genetic algorithm to build an early warning model of Internet credit risk based on massive data. Li [32] established a SME venture financing risk assessment model and built a risk evaluation index system according to the characteristics of the enterprise production organization, process characteristics, and the development of the socioeconomic and technical environment. It provides risk assessment and risk control for enterprises.…”

Section: Intelligent Decision-making Methods Based On Data Miningmentioning

confidence: 99%

Association mining-based method for enterprise’s technological innovation intelligent decision making under big data

Zhang

Geng²,

2023

INT J COMPUT COMMUN, Int. J. Comput. Commun. Control

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Technological innovation is vital for the survival and development of enterprises. In the era of intelligent information interconnection and knowledge-driven economy, there is a growing interest in how to manage high-volume data, unlock its potential value, and provide intelligent analysis and decision-making support for enterprise’s technological innovation. This paper proposes an improved knowledge association analysis method based on the semantic concept model. This approach enables the discovery of potential correlations and interaction modes between the influencing factors of enterprise’s technological innovation, and provides a useful reference for decision-making by combining the analysis with the enterprise’s own situation.

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“…e study [23] proposed a hybrid row-column data storage structure that solves the problem of fast loading, querying, and efficient storage of data. Research [24] develops an advanced, highly scalable, petabyte-scale distributed data storage framework while optimizing the distributed storage structure for data layout to reduce cost and improve efficiency, thus realizing a highly available data distributed storage system.…”

Section: Related Workmentioning

confidence: 99%

Optimal Management of Computer Network Security in the Era of Big Data

Min-feng

2022

Journal of Computer Networks and Communications

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As the “new oil of the future,” big data is becoming the leading industry of the new economy, the core asset of the country and enterprises, the “new blue ocean” to be pursued, and the national strategy to be developed by all countries. The development of big data and its related technology supports and promotes a new round of technological innovation, making a new generation of information security technology reform and innovation, bringing opportunities and challenges to optimize, and consolidating national information security. In the era of big data, what kind of challenges and impacts will information security face? and is it crucial to explore the response strategies? At present, China has risen to become the world’s largest number of Internet users and the largest number of people using smartphones, but because China’s information security is the initial stage, involving information security, especially national information security laws and regulations are not much, the national social supervision and monitoring mechanisms are not much, the application level of science and technology content is relatively backward, the core technology has a patent technology not much, resulting in the flood of network data nowadays. Therefore, the underground illegal “data industry chain” activities are rampant. Therefore, this paper proposes a security-aware model based on the combination of distributed data analysis technology and data features. The model uses data features to dynamically generate a library of situational anomalies, effectively solving the problem of analyzing and processing rapidly and dynamically generated data streams, increasing the detection rate to more than 98%, effectively reducing the possibility of false detection, and having good results on large-scale datasets.

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Venture financing risk assessment and risk control algorithm for small and medium-sized enterprises in the era of big data

Cited by 9 publications

References 20 publications

The impacts on informal financing strategy of small and micro enterprises by interest rate risks and public health emergencies

The impacts on informal financing strategy of small and micro enterprises by interest rate risks and public health emergencies

Association mining-based method for enterprise’s technological innovation intelligent decision making under big data

Optimal Management of Computer Network Security in the Era of Big Data

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