Most of the previous studies on causes of valuation variance have concentrated on non-statutory valuation, with little attention to statutory valuation in both developed and developing countries, leaving a gap in the body of knowledge in this regard. Purposive sampling was adopted to select samples from registered estate surveyors and valuers in Kwara State, Nigeria. The data collection was done through a survey questionnaire given to 33 valuers and the Relative Importance Index (RII) was used to analyse the data collected. Findings showed that factors that fell within the range index of significant factors (0.841 to 0.979) are: experience in rating valuation, comprehensiveness of the law, unrealistic valuation assumption and availability of market indices for the input variables. Other significant factors are explicitness of the law, integrity of the valuer, valuer negligence, absence of quality control and training in rating valuation. The findings have practical implications on rating valuation stakeholders.

Abstract-Most of the available research today focuses on housing affordability between different income groups, affordable housing and housing market, but very little work has been done on housing affordability for different generations. Hence, this paper focuses on housing affordability for the young generation, otherwise known as Gen Y. In general, the study on housing for Gen Y is inter-connected with the study on demographic factors. Gen Y has been confronted with several housing issue which is the main housing issue for the Gen Y often relates to affordability to buy. The main question often raised is whether at this young age, a person can afford to buy and owned a house? Therefore, this study is carried to verify the level of affordability among the young age people to buy and owned a house. This study is also carried out to identify the factors influencing the problems faced by this age group to buy and owned a house. Looking at it from the positive side, buying a house at young age can be an advantage where they can enjoy a longer financing period. The longer term financing is taken; the amount pay for housing loan can be a small sum.Index Terms-Gen Y, house price, housing affordability, housing market, income.

Malaysia is expected to face ageing population in year 2030. This phenomenon is a challenge that hinders the provision of an excellent environment, including housing them. Active ageing refers to the process of improving the quality of life amongst the elderly in terms of health, social, physical, and environmental aspects. Provision of environment that is conducive and promotion of active surrounding highly influence the elderly to stay active. Nonetheless, literature pertaining to this particular topic area from the stance of elderly Muslims is in scarcity. Hence, the objective of this study is to determine terms associated to active ageing from the Muslim perspective and to identify the appropriate housing environment for them. Data collected from questionnaires distributed to 411 respondents residing in Johor were analysed quantitatively. The outcomes suggest that active ageing amongst elderly Muslims displayed positive effects on spiritual and religious activities. Upon providing housing for them, active ageing is essential so as to perceive active living and exceptional well-being

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