The revolution from industry 4.0 has created a new finding in the financial sector, namely digital finance. The unclear legal rules governing business competition in the digital financial services industry can lead to cartel actions in conducting business competition. The method used in writing this article is normative legal research on the phenomenon of the development of the digital financial era in Indonesia. This study aims to analyze the legal regulation of business competition for digital financial services and fair business competition in the digital financial services industry. The regulation of digital financial services in Indonesia is regulated in Bank Indonesia Regulation Number 19/12/PBI/2017 concerning the Application of Financial Technology, and is also regulated in the Financial Services Authority Regulation No. 13 /POJK.02/2018 regarding digital financial innovation, it also includes consumer protection for digital financial service users. However, to guarantee legal certainty for the community or consumers, it must be regulated in the form of a law.

The regional government has the authority to regulate and manage government affairs on the basis of regional autonomy. The presence of parking fees is one of the results of the regional autonomy regulation. Subscription parking levies are applied by various regions, but there is a contradiction with Law Number 28 of 2009 concerning Regional Taxes and Regional Levies and can harm the public. For this reason, it is necessary to study justice in the application of subscription parking fees. The methodology used is the legislative approach and the conceptual approach by examining legislation and doctrines relating to subscription parking fees. The purpose of this study is to examine and find appropriate regulations in the application of parking fees. The application of parking fees for subscription parking fees cannot be forced or required for all people because it is not in accordance with the concept of retribution and and the basis of justice. For this reason, the application of subscription parking cannot be forced on all parking retribution subjects to bring about of justice.

Indonesia has a goal to create a just and prosperous society. In order to realize these goals, the state financial system must be strengthened. Therefore, policies that can increase the State Budget (APBN) are required. Policies that are deemed to increase the APBN are implemented through a tax amnesty policy. The policy to stabilize the state's finances with tax amnesty programs is not only done once. The Government of the Republic of Indonesia has repeatedly applied tax amnesty. Decision-making of tax amnesty for a broader interest can be interpreted as a government's discretionary powers. Administration of government relies on the principle of legality, then there must be legalization of rules as the basis of implementing government action. The legalization of the tax amnesty law provides the government with legal power to collect the ransom from the taxpayer through means of repatation and declaration. To examine government action in applying for tax amnesty, Good Governance based on norms and rights becomes the main foundation. The existence of tax amnesty as a countermeasures done by the government as a result of the decresed economy is a norm. On the other hand, the taxpayer gets the right to tax amnesty.