Purpose This study aims to analyze the variables that affect residential real estate demand by millennials based on hedonic demand functions. Design/methodology/approach The method of analysis in this study is robust regression ordinary least square using cross-sectional data from Indonesian Family Survey Wave 5 (IFLS-5) with a sample of 1.672 households of male married millennials. Findings The aspect of millennial generation characteristics is significant on the variables of income, number of dependents, education level and presence of millennial generation in urban and rural areas. While the variable of age of the millennial generation does not significantly influence expenditure for residential real estate. All aspects of the millennial generation’s spending behavior consisting of spending on food consumption, education, health, telephone and internet, transportation, recreation and the variable of the presence of urban and rural millennial generations significantly affect the spending of the millennial generation for residential real estate with the assumption of ceteris paribus. Research limitations/implications The implication of this study brings together the characteristics of the millennial generation with the aspect of behavior to expenditure for residential real estate assets relevant to the needs of the housing microfinance market. Practical implications In this study, it was found that the character and behavior of the millennial generation towards spending on residential real estate can be factors in determining policies by both the government and financial institutions that will serve the millennial generation through housing microfinance. Social implications This implication study, it was found that the needs and behavior of the millennial generation towards the demand for housing microfinance principles according to their character and behavior. Originality/value The difference between the results of this study and previous studies is possible because previous studies did not differentiate the unit of analysis for the millennial generation.

Penelitian ini bertujuan untuk menganalisis Pengaruh PDRB, Angka Harapan Hidup, dan Rata Rata Lama Sekolah terhadap kemiskinan di Kabupaten/Kota Provinsi Jawa Tengah Tahun 2013-2021. Penelitian ini berbasis data sekunder, yakni PDRB, Angka Harapan Hidup, dan Rata Rata Lama Sekolah terhadap kemiskinan di Provinsi Jawa Tengah yang tersedia di Badan Pusat Statistik pada tahun 2013-2021. Alat analisis yang digunakan adalah Regresi Data Panel dengan menggunakan software stata 16. Berdasarkan hasil analisis diketahui bahwa variabel PDRB berpengaruh negatif dan tidak signifikan terhadap kemiskinan tahun 2013-2021 sedangkan variable Angka Harapan Hidup, dan Rata Rata Lama Sekolah berpengaruh negatif signifikan terhadap Kemiskinan di kabupaten/kota provinsi jawa tengah tahun 2013 – 2021.

This study aimed to investigate how different characteristics of investors, such as their gender, generation, and proportion of income invested in stocks, affect their decision-making and herding behavior during an economic crisis. Using an Ordered Logit Model, the study found that these factors do indeed impact investor behavior. Specifically, the younger generation is more likely to engage in herding behavior during times of crisis and may panic when making investment decisions. These findings have important implications for financial advisors and policy makers who seek to understand and manage investor behavior during times of economic uncertainty. By considering these demographic and economic factors, they may be better able to predict and manage investor reactions to market events.

Budget and budget absorption are very important in the sustainability of a budgeting system at state universities. Budget absorption is used as an indicator of performance measurement in a university. The opinion of budget managers is an important factor in efforts to optimize the budget. Therefore, research on the perception of budget managers on the determinants of budget acceptance in state university is very important, especially for new state universities (Perguruan Tinggi Negeri Baru/PTNB), including University of Pembangunan Nasional "Veteran" Yogyakarta (UPNVYK). The purpose of this study is to analyze the variables that affect budget absorption at UPNVYK. The variables are budgeting plan, budgeting management, human resource, procurement of goods dan services (Pengadaan Barang dan Jasa, PBJ), bureaucratic environment, monitoring and evaluation systems, and organizational commitment. This research is expected to formulate recommendations about budget policymaking and its implementation in UPNVYK management in particular and new state universities in general. It is hoped the research will become one of the policy making materials for UPNVYK management on budget implementation from the perception aspect and point of view of managers of the procurement of goods/services.The population of this research is financial management employees in all work units at UPNVYK which consists of 15 work units. The sample of the population is people who have certain positions related to the budget and management of the procurement of goods/services. The method in this study is a qualitative descriptive method. This research data is primary data and secondary data. Secondary data comes from work units and rector regulations at UPNVYK. Primary data using a closed or open questionnaire on the perception of financial management employees at UPNVYK. The result of this research is that the most important issue of budget absorption at UPNVYK is the existence of organizational commitment and commitment from all employees in each unit on various issues related to budget absorption at University of Pembangunan Nasional “Veteran” Yogyakarta.

The development of autmotive Indonesia has a fairly rapid development so that manyinvestors who do investment in the field of automotive in Indonesia. The development ofautomotive market in Indonesia is not only influenced by internal factors, but also influenced byexternal factors, both macro variable and micro variable. One of the macro variables affectingautomotive development in Indonesia is the per capita GDP and the inflation rate of eachautomotive market region. This study aims to analyze the influence of per capita GDP andinflation rate on automotive sales based on 33 provinces in Indonesia. The methodology used isthe regression of panel data with 33 provinces cross section and time series data in 2016.The results showed that: per capita GRDP per statistically and partially significantinfluence of automotive sales in 33 provinces of Indonesia while variable inflation rate is notsignificant at confidence level95%. Whereas at 95% level of confidence, both variablessignificantly affect automotive sales in Indonesia. In other word, is simultaneously, both the percapita GDP and inflation rate variables significantly influence automotive sales in 33 provincesofIndonesia. Thus, the automotive industry needs to pay attention to these two variables indeveloping its production sales and developing the market in 33 provinces of Indonesia. TheGovernment of Indonesia, in doing the development of infrastructure should consider the growthof automotive sales in every province in Indonesia.Keywords: PDRB Percapita, Inflation Rate, Panel Data, Automotive Sales