It is emphasized that in modern Ukrainian economic science there are no works that comprehensively reflect both stimulating and restraining factors regarding the organization and functioning of Ukrainian agricultural servicing cooperatives. Based on the results of work with focus groups of farmers in Poltava region, these factors are identified, as well as scientific and practical comments on each of them are presented. The high level of agricultural, economic and legal knowledge of small agricultural producers is among the main stimulating factors that determine the need to participate in agricultural servicing cooperatives. It is emphasized that the need for cooperation is exacerbated by the lack of own funds and access to credit resources for economic needs, as well as to remote markets and the lack of objective information about profitable suppliers. Important stimulating factors include the low level of trust of farmers and small agricultural producers in various types of external support: state, foreign technical assistance and assistance from domestic farmers' representative organizations. The process of physical aging of people who started and actively developed their farms in the 1990s is quite a threat to the farmers' movement, and at the same time an incentive to consolidate the efforts and resources of small farmers. Problems related to the lack of qualified and disciplined workers, limited opportunities for professional development and exchange of experience with foreign colleagues-farmers are also stimulating for joining agricultural servicing cooperatives. It is emphasized that the awareness of the need to participate in the servicing agricultural cooperative for many farmers and small agricultural producers is complicated by a number of non-economic factors. Having overcome these difficulties, it is possible to fully realize the potential of this category of agricultural producers, namely with the help of servicing agricultural cooperatives of various specializations.
«Правильно визначайте значення слів і ви позбавите світ від половини непорозумінь» Декарт Стаття присвячена висвітленню проблем, пов'язаних із не завжди коректним використанням терміна «соціальна економіка» в українській економічній науці. Зроблено акцент на тому, що багато українських дослідників у своїх працях щодо соціальної економіки часто спираються на досить дискусійні підходи представників російської економічної думки і мало уваги приділяють сучасним європейським напрацюванням у цій сфері. Зроблено спробу відтворити цілісну картину ґенези наукового терміну «соціальна економіка», починаючи із робіт економістів кінця ХІХ-початку ХХ ст., зокрема, Ш. Дюнуайє («Новий трактат про соціальну економіку»; 1830 р.), Л. Вальраса («Дослідження соціальної економіки», 1896 р.), Ш. Жіда («Соціальна економіка. Інститути соціального прогресу»,
It is emphasized that at the beginning of the XXI century application of cooperative lending experience of F.W. Raiffeisen cooperatives model in Ukrainian practice allowed credit unions to abandon collateral as the main form of credit security. For many small agricultural producers, especially farmers, signing of a group agreement on joint and several liability (formation of the so-called loan circle) was almost the only opportunity to obtain loans. The main reason for stopping this practice is indicated. It was caused by the consequences of the global financial and economic crisis, the first appearances of which have been felt in Ukrainian economy since 2008. It is discovered that the content of publications presented in scientific professional journals of Ukraine only to some extent reveals the essence of F.W. Raiffeisen approaches on lending to small rural producers. The need for in-depth study of such experiences is emphasized. It is proposed to establish rural credit societies in Ukraine, which are based on the experience of F.W. Raiffeisen credit cooperatives. The important role of state and local governments in the financial support of this process is emphasized. The external financing mechanism for such cooperatives, especially at the initial stage of their activity, with the use of F.W. Raiffeisen loan circles practice is described. Establishing rural credit societies to finance peasants and farmers are indicated as promising. A model of a rural credit society is proposed. It was successfully functioning in Germany, as well as on the territory of other European countries, including Ukrainian provinces, starting from the end of the 19th century. And provided that appropriate changes are made to current Ukrainian legislation, these rural credit societies can become a source of affordable loans for the development of farming. The expediency of detailing the proposed model of a credit cooperative is indicated, taking into account all the principles typical for cooperatives of F.W. Raiffeisen model.
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