Cybercrime is estimated to have cost the global economy just under USD 1 trillion in 2020, indicating an increase of more than 50% since 2018. With the average cyber insurance claim rising from USD 145,000 in 2019 to USD 359,000 in 2020, there is a growing necessity for better cyber information sources, standardised databases, mandatory reporting and public awareness. This research analyses the extant academic and industry literature on cybersecurity and cyber risk management with a particular focus on data availability. From a preliminary search resulting in 5219 cyber peer-reviewed studies, the application of the systematic methodology resulted in 79 unique datasets. We posit that the lack of available data on cyber risk poses a serious problem for stakeholders seeking to tackle this issue. In particular, we identify a lacuna in open databases that undermine collective endeavours to better manage this set of risks. The resulting data evaluation and categorisation will support cybersecurity researchers and the insurance industry in their efforts to comprehend, metricise and manage cyber risks.

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Cyber-attacks pose a growing threat to global commerce that is increasingly reliant on digital technology to conduct business. Traditional risk assessment and underwriting practices face serious shortcomings when encountered with cyber threats. Conventional assessment frameworks rate risk based on historical frequency and severity of losses incurred, this method is effective for known risks; however, due to the absence of historical data, prove ineffective for assessing cyber risk. This paper proposes a conceptual cyber risk classification and assessment framework, designed to demonstrate the significance of proactive and reactive barriers in reducing companies' exposure to cyber risk and quantify the risk. This method combines a bow-tie model with a risk matrix to produce a rating based on the likelihood of a cyber-threat occurring and the potential severity of the resulting consequences. The model can accommodate both historical data and expert opinion and previously known frameworks to score the Threats, Barriers and Escalators for the framework. The resultant framework is applied to a large city hospital in Europe. The results highlighted both cyber weaknesses and actions that should be taken to bolster cyber defences. The results provide a quick visual guide that is assessable to both experts and management. It also provides a practical framework that allows insurers to assess risks, visualise areas of concern and record the effectiveness of implementing control barriers.

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In this paper , a new hybrid model for predicting the exchange rate time series is introduced, using the multilayer perceptron (MLP) and radial basis function (RBF) neural networks to reduce the error of autoregressive integrated moving average (ARIMA) method. The hybrid model tries to detect the error of the linear statistical method and then model this error with MLP neural network. Again the remainder error is modeled with RBF neural network to reduce the final error of the hybrid model. In this two level process of error modeling, it will be proved that the final result of prediction and modeling is better than the results that could be achieved by a single ARIMA method or a single MLP or RBF neural network.