The purpose of this research is to examine the impact of macroeconomic factor includes inflation, rupiah exchange rate and gold price to the total amount of collected zakat in amil zakat nasional agency (Baznas). This research is a quantitative by using secondary data. The data used from Baznas, Bank of Indonesia and Bloomberg from 2012 until 2016. The data were analyzed by using multiple linear regressions. The result of the research shows that the inflation has negative and significant influence. It means, inflation increase caused the price of goods be rise and people reduced to pay zakat so total collected zakat will be less. Rupiah exchange rate has positive and significant influence, it’s mean, dollar increased to rupiah made people who had income in dollars will be rich and they will pay zakat so total collected zakat will be rise. While the gold price has negative influence, it’s mean, the rise in gold priced is usually influenced by increasing of inflation so the price of goods will be rise, to people who has fixed income will use their money to something useful so total collected zakat will be less.AbstrakTujuan dari penelitian ini adalah untuk menguji dampak faktor makroekonomi termasuk inflasi, nilai tukar rupiah dan harga emas terhadap total jumlah zakat yang dikumpulkan di lembaga amil zakat nasional (Baznas). Penelitian ini bersifat kuantitatif dengan menggunakan data sekunder. Data yang digunakan dari Baznas, Bank Indonesia dan Bloomberg dari tahun 2012 hingga 2016. Data dianalisis dengan menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa inflasi memiliki pengaruh negatif dan signifikan. Artinya, kenaikan inflasi menyebabkan harga barang naik dan orang dikurangi untuk membayar zakat sehingga total zakat yang dikumpulkan akan berkurang. Nilai tukar rupiah memiliki pengaruh positif dan signifikan, artinya, dolar meningkat menjadi rupiah membuat orang yang memiliki pendapatan dalam dolar akan menjadi kaya dan mereka akan membayar zakat sehingga jumlah zakat yang dikumpulkan akan meningkat. Sementara harga emas memiliki pengaruh negatif, itu berarti, kenaikan harga emas biasanya dipengaruhi oleh peningkatan inflasi sehingga harga barang akan naik, untuk orang yang memiliki pendapatan tetap akan menggunakan uang mereka untuk sesuatu yang bermanfaat sehingga total zakat yang dikumpulkan akan berkurang

<p>In this modern era, many companies produce fashion products labeled halal to increase sales value and increase public awareness about the importance of buying products tagged halal according to religious law. This study aims to examine the effect of halal certification, halal awareness and product knowledge on purchasing decisions for halal fashion products and provide a perspective on the importance of using halal products in society. This article type of research is quantitative; this journal's research data were obtained from 100 respondents who used halal fashion products in Semarang. The research data were analyzed using multiple linear regression. This article's research shows that halal certification has a positive but insignificant effect on fashion products' purchasing decisions labeled halal. Halal awareness has a positive and significant impact on product purchasing decisions. Product knowledge also has a positive and significant effect on purchasing decisions.</p>

This research aims to analyze the impact of spiritual well-being and religious commitment on customer satisfaction. And spiritual well-being, religious commitment, and customer satisfaction to customer loyalty. This research was quantitative with multiple linear regression. The data in this research was primary data with 165 banking customers. The sampling technique was non-probability sampling. The result of the research shows that There was a positive and significant effect of spiritual well-being and religious commitment to customer satisfaction. In addition, customer satisfaction has a positive and significant effect on customer loyalty. Another result shows spiritual well-being and religious commitment have a positive and significant effect on customer loyalty. This study provides information to sharia bank management to pay attention to religious and non-religious factors. For example, social, economic, educational, environmental, cultural factors, the magnitude of profit-sharing, completeness of facilities and infrastructure, and the sophistication of facilities such as ATMs, internet banking, and m-banking are considered in consideration finding customers. These factors contribute very dominantly to determine the level of satisfaction and loyalty of customers.Abstrak: Tujuan dari penelitian ini adalah untuk menguji pengaruh spiritual well-being dan komitmen agama terhadap kepuasan nasabah. Serta pengaruh spiritual well-being, komitmen agama dan kepuasan nasabah terhadap loyalitas nasabah. Jenis penelitian ini adalah kuantitatif dengan regresi linear berganda. Data dalam penelitian ini berupa data primer dengan 165 responden  nasabah perbankan. Teknik pengambilan sampel dilakukan dengan menggunakan metode non probability sampling. Hasil penelitian ini menunjukkan bahwa adanya pengaruh positif dan signifikan spiritual well-being dan komitmen agama terhadap kepuasan nasabah. Pengaruh kepuasan nasabah terhadap loyalitas nasabah adalah positif dan signifikan. Selain itu pengaruh spiritual well being dan komitmen agama terhadap loyalitas nasabah  adalah positif dan signifikan. Penelitian ini memberikan informasi kepada pihak manajemen bank syariah untuk memperhatikan faktor keagamaan serta non keagamaan, misalnya, faktor sosial,  ekonomi, pendidikan, lingkungan, budaya, besarnya bagi hasil, kelengkapan sarana dan prasarana serta kecanggihan fasilitas seperti ATM, internet banking, m-banking sebagai pertimbangan dalam mencari nasabah, karena faktor ini memberikan kontribusi yang sangat dominan untuk menentukan tingkat kepuasan serta loyalitas nasabah.

<p class="StyleIABSSSLatinBoldGray-80">Abstract</p><p class="IABSSS"><strong>Purpose</strong> - This research aimed to know the analysis of the influence of work experience, education, and work motivation on the employees’ performance of BTN Syariah KCS Semarang..</p><p class="IABSSS"><strong>Method</strong><strong> </strong>- This research used primary data namely questionnaire which used Likert scale as the calculation scale, and also documentation given by the employees’ of BTN Syariah KCS Semarang. The samples of this research were 73 employees’. To analyse the data, the writer used multiple linier regression method and SPSS 16 version.</p><p class="IABSSS"><strong>Result</strong><strong> </strong>- The result of the research showed that work experience had positive and significant effect toward employees’ performance, education had positive and significant effect toward employees’ performance, and work motivation had positive but nit significant effect toward employees’ performance. It showed that work experience, education, and work motivation had positive and significant effect toward employees’ performance.</p><p class="IABSSS"><strong>Implication</strong> - This study uses the data from only one Islamic bank.</p><p class="IABSSS"><strong>Originality</strong> - The paper looks into the determinant factors ofemployees’ performance at BTN Syariah Semarang. Previous studies have only focused on employees’ performance in conventional banks. On the other hand, this paper contributes to the empirical literature, giving a clearer picture of the determinants of employees’ performance of Islamic banks.</p>

<p><em>Tax is a obligatory payment to the country by a person or company and one of the highest source of income for a country. Amid the increasing role of taxes in this country revenue, raising awareness of Muslims on the role of zakat. This requires the proper management of Zakat and Tax. The government strives to minimize the double obligation by making regulations that can be a solution, namely Law Number 36 of 2008 concerning Income Tax and Law No. 23 of 2011 concerning Management of Zakat.</em><em> </em><em>The purpose of this study was to find out the Implementation of Income Zakat as a Deduction of Personal Taxable Income on muzaki in BAZNAS Semarang Regency and the Impact of Implementation of Income Zakat as a Deduction of Taxable Income for State Revenues and Community Welfare.</em><em> </em><em> </em><em>The method used in this study is a field research method conducted with a qualitative approach. The technique of collecting data is done by observation, interviews, and documentation. The descriptive analytical analysis is used as the method.</em><em> </em><em>The results showed that muzaki in BAZNAS Semarang District had implemented the policy even though it was still in a relatively low percentage, this was due to a lack of socialization from BAZNAS and KPP Pratama and a lack of community trust towards zakat management institutions. The policy has an impact on increasing the amount of zakat even though state revenues are reduced. The amount of zakat paid by muzaki can be used to assist the Government in alleviating poverty, because besides being distributed to 8 ashnaf, the funds can be used for empowerment programs that include Semarang Care, Semarang Healthy, Semarang Clever and Semarang Prosper.</em><em></em></p><p>==================================================</p><p>Pajak adalah kontribusi wajib kepada negara oleh pribadi atau badan yang bersifat memaksa dan merupakan sumber penerimaan tertinggi bagi suatu negara. Ditengah menguatnya peranan pajak dalam penerimaan negara ini, secara bersamaan muncul kesadaran umat Islam akan peranan zakat. Dengan adanya hal ini menuntut pengelolaan yang tepat antara Zakat dan Pajak. Pemerintah berupaya untuk meminimalkan kewajiban ganda tersebut dengan membuat peraturan yang dapat menjadi solusi yaitu Undang-Undang Nomor 36 Tahun 2008 Tentang Pajak Penghasilan dan Undang - Undang No. 23 Tahun 2011 tentang Pengelolaan Zakat.</p><p>Tujuan penelitian ini adalah untuk mengetahui Implementasi dari Zakat Penghasilan sebagai Pengurang Penghasilan Kena Pajak Orang Pribadi pada Muzaki di BAZNAS Kabupaten Semarang dan Dampak Implementasi Zakat Penghasilan sebagai Pengurang Penghasilan Kena Pajak Bagi Penerimaan Negara dan Kesejahteraan Masyarakat.</p><p>Metode yang digunakan dalam penelitian ini adalah metode penelitian lapangan yang dilakukan dengan pendekatan kualitatif. Teknik pengumpulan data dilakukan dengan observasi, wawancara, dan dokumentasi. Metode analisis yang digunakan adalah metode analisis deskriptif-analitis.</p><p>Hasil penelitian menunjukkan bahwa Muzakki di BAZNAS Kabupaten Semarang sudah menerapkan kebijakan tersebut meskipun masih dalam prosentase yang relatif rendah hal ini terjadi karena kurangnya sosialisasi dari pihak BAZNAS dan KPP Pratama dan kurangnya rasa percaya masyarakat terhadap lembaga pengelola zakat. Kebijakan tersebut berdampak pada meningkatnya jumlah zakat meskipun penerimaan negara berkurang. Jumlah zakat yang dibayarkan muzakki dapat digunakan untuk membantu Pemerintah dalam mengentaskan kemiskinan, karena selain disalurkan kepada 8 ashnaf, dana tersebut dapat digunakan untuk program pemberdayaan yang meliputi Semarang Peduli, Semarang Sehat, Semarang Cerdas dan Semarang Makmur.</p>