This research is entitled Analysis of Guarantees in Profit Sharing Contracts (Mudharabah and Musyarakah contracts) in Islamic banking. This research was conducted with the aim of analyzing the guarantees contained in profit sharing contracts including the Mudharabah contract and the Musyarakah contract in Islamic Banking. This article research uses a normative approach. The normative approach is used for research from the perspective of fiqh muamalat regarding the position of the guarantee in the profit sharing contract. From this research it can be concluded that basically there is no guarantee for profit sharing contracts, such as mudarabah and musyarakah, except as a guarantee of the possibility of moral hazard being carried out by the contract partners. In practice, Islamic financial institutions, especially Islamic banking, always withdraw material guarantees for the profit sharing contracts they cover with their partners (customers). However, it must be remembered that the withdrawal of the material guarantee must be limited to cases where there is a loss due to unlawful acts, negligence or default by the customer. In the event that the loss occurs beyond the customer's fault, negligence or breach of contract, the guarantee may not be executed.

<p>This research is motivated by food entrepreneurs (bread) in the city of Padang who still include the halal label without extending the halal certificate on the food (bread). This study was conducted to find out how the implementation of halal labels on food packaging (bread) in the city of Padang, and to find out how the review of Islamic law regarding the use of halal labels in the city of Padang. This type of research is a field research (field research), the nature of this research is descriptive-analytical. Collecting data using observation and interview methods. Then in processing the data, after collecting the data it will be examined, classified and analyzed the data. By drawing conclusions using a qualitative descriptive research approach. The results of the study show a review of Islamic law regarding the use of halal labels in the city of Padang are: a). The food entrepreneur (bread) has a halal certificate from the LP POM MUI and the halal certificate is still valid and extended, the product being sold or marketed is legal in eating it is halal. b) Food entrepreneurs (bread) have a halal certificate from LP POM MUI but are not valid and do not extend the halal certificate, food products (bread) that are sold or in the market are legal to eat them, c) The law on consuming food (bread) that is not registered and getting a halal certificate becomes doubtful if this is viewed from Islamic law.</p>

The purpose of this research is to obtain information about the pattern of internalization of Islamic moderation values in building a civilization of love and tolerance by harbouring all the differences that can create hostility and disharmony amid a pluralistic social life. This research is library research because all the data used as material for conducting studies comes from texts or manuscripts that have become library collections using qualitative research methods and analyzed with the nature of descriptive analytic studies. The results of this study state that Islamic moderation values in their implementation in social life as an effort to prevent various extremist, fundamentalist, liberal and radical understandings that are very far from Islamic teachings, which are full of love and tolerance. Love and tolerance are important provisions in forming civilization in a harmonious religious life without any conflict due to diversity. Love can also foster harmony in religious, national and state life, thus creating peace in society. Love makes a person have good morals who always want peace so that he always pleases others in every word and behaviour. Meanwhile, with better tolerance, constructive and efficient dialogue will be built, which can foster religious attitudes and an atmosphere that is more open, plural, and inclusive.

The problem of social inequality today has not yet shown the maximum realization of the constitutional mandate and religious teachings. The description of the above conditions is a motivation for individual businesses to optimize the distribution of Ziswaf productively as implemented by the Alif Point Mart minimarket in Padang City. This new effort has become a study in maximizing the distribution of Ziswaf by Alif Point Mart in Padang City. This type of research is field research; the nature of this research is descriptive-analytic. They are collecting data using observation and interview methods. Then, it will be examined, classified, and analyzed after ordering it in processing the data. Then conclude using a qualitative descriptive research approach. The research results show that Alif Point Mart is a business in the retail and culinary sector whose operations are a combination of a minimarket and coffee business with the main principles in sharia business management. Alif Point Mart is a Ziswaf-based Mini Market, meaning that it is a business that has capital from shareholder funds or investments. The profits are allocated for alms, infaq, productive waqf in the form of business capital for people in need, and when the gains have reached the mandatory zakat, zakat will be issued 2.5%. The distribution of zakat is a program carried out every year to existing zakat institutions.