Islamic banking development that is increasingly requires the development of Islamic banking products, which are used to meet the needs and demands of its customers. Islamic banking can overcome or manage their liquidity in an Islamic way, both the sukuk and other types of investments, which certainly does not violate the Islamic sharia. The keys are used by banks in their liquidity management is the availability of primary and secondary reserves. In fulfillment of secondary reserve, bank can invest idle fund in Money Market. Islamic interbank money market is able to support smooth for Islamic banking to use Islamic interbank money market as a means to organize and manage liquidity. Interbank money market with Sharia principle is one of the facilities provided by Bank Indonesia as control of Indonesia banking in terms of utilization of idle funds held by Islamic banking. Interbank money market with Sharia, which has the right to publish is only a BUS or UUS because, in the future, BUS or UUS will be the manager of the funds, both in terms of SIMA (Mudharabah Interbank Investment Certificate) or SIKA (Commodity Interbank Certificate). Commodity Certificates based on Sharia (SIKA) is different with SIMA. SIKA uses murabahah contract. The trade is conducted in the commodity exchange. The interbank money market with Sharia principles is not much different from the risks that exist in the money market in general. However, the risk in interbank money market seems more minimal because is conceptualized and organized by Bank Indonesia.

Penelitian ini dilatarbelakangi oleh  Pertumbuhan penjualan yang meningkat dan laba bersih yang diperoleh meningkat juga maka  akan membawa keuntungan yang sangat besar bagi perusahaan. Hal ini bisa dilihat dari laba bersih yang didapat oleh suatu perusahaan dalam setiap tahunnya meningkat seiring dengan perubahan pertumbuhan penjualan. Rumusan masalah dari dalam penelitian  ini adalah ” adakah pengaruh pertumbuhan penjualan terhadap keuntungan CV. Kecap Rendang Blitar”Penelitian ini termasuk Jenis penelitian yang digunakan penelitian ini adalah penelitian kuantitatif.Pendekatan pendekatannya adalah asosatif. Teknik pengumpulan data yang digunakan adalah 1) observasi yaitu melakukan pengamatan secara langsung ke objek penelitian dari dekat kegiatan yang dilakukan, 2) Dokumentasi diperlukan untuk mencari data tentang: data penjualan dan data keuntungan perusahaan. Analisis data dengan menggunakan Regresi sederhana yang dibantu oleh program SPSS 22.0.  Hasil penelitiannya adalah   ada pengaruh positif signifikan pengaruh pertumbuhan penjualan terhadap keuntungan CV. Kecap Rendang Blitar, ditunjukkan dengan nilaithitung> ttabel  (7.748> 2.051). Nilai signifikansi t untuk variabel pertumbuhan penjualan adalah 0,000 dan nilai tersebut lebih kecil daripada probabilitas 0.05 (0,000 < 0,05). Sehingga dalam pengujian ini menunjukkan bahwa Ha diterima dan Ho ditolak

Islamic banking development that is increasingly requires the development of Islamic banking products, which are used to meet the needs and demands of its customers. Islamic banking can overcome or manage their liquidity in an Islamic way, both the sukuk and other types of investments, which certainly does not violate the Islamic sharia. The keys are used by banks in their liquidity management is the availability of primary and secondary reserves. In fulfillment of secondary reserve, bank can invest idle fund in Money Market. Islamic interbank money market is able to support smooth for Islamic banking to use Islamic interbank money market as a means to organize and manage liquidity. Interbank money market with Sharia principle is one of the facilities provided by Bank Indonesia as control of Indonesia banking in terms of utilization of idle funds held by Islamic banking. Interbank money market with Sharia, which has the right to publish is only a BUS or UUS because, in the future, BUS or UUS will be the manager of the funds, both in terms of SIMA (Mudharabah Interbank Investment Certificate) or SIKA (Commodity Interbank Certificate). Commodity Certificates based on Sharia (SIKA) is different with SIMA. SIKA uses murabahah contract. The trade is conducted in the commodity exchange. The interbank money market with Sharia principles is not much different from the risks that exist in the money market in general. However, the risk in interbank money market seems more minimal because is conceptualized and organized by Bank Indonesia. Keywords: Sharia Money Market, Islamic Banking

Bank of Sharia is a bank that in its activities, both raising funds and in the context of channeling funds, provides and imposes compensation in accordance with Islamic law. Its activities does not charge interest, or does not pay interest to customers. Rewards received by Islamic banks, as well as those paid by customers depend on the contract and agreement between the customer and the bank. Related to the transaction contract practiced by Islamic banking. The mura>bah}ah contract is the contract that is most sought by the public. This contract dominates other contracts such as musha>rakah, mud}a>rabah, salam, istis}na>’, qard} and ija>rah. The purpose of this study is to analyze the influence of internal and external factors of Islamic banking, namely third party funds (DPK), capital adequecy ratio (CAR), number of sharia bank offices, equivalent rate (ER), and inflation on the amount of mura>bah}ah financing in Islamic banking in Indonesia. The analytical method used in this study is multiple linear regression. The results of this study indicate that third party funds (DPK), capital adequecy ratio (CAR), number of sharia bank offices, equivalent rate (ER), and inflation together have a positive effect on the value of mura>bah}ah financin.  Partially, third party funds (DPK) have an influence positive towards mura>bah}ah financing. While the number of sharia bank offices and equivalent rate (ER) has a negative effect on mura>bah}ah financing. Then, capital adequecy ratio (CAR) and Inflation have no effect on the amount of mura>bah}ah financing. Keywords: Mura>bah}ah financing, External factor, Internal factor

Manusia dalam seluruh peran dan aktivitas yang dilakukannya harus mengikuti ketentuan (syariah) Allah, termasuk dalam aktivitas ekonomi. Tenaga kerja atau Sumber Daya Manusia, adalah sebagai faktor produksi mempunyai arti yang besar. Dalam penulisan ini mendeskripsikan secara sederhana mengenai masalah sumber daya manusia setelah dan sebelum adanya pandemi covid-19 serta pandangan dimasa mendatang dengan memperhatikan pendidikan islam sebagai sumber ajarannya.  Latar belakang paper ini adalah bagaimana menghasilkan pandangan baru tentang SDM (Insani) yang berkualitas dalam Ekonomi Islam yang merupakan suatu keniscayaan, karena sejak awal manusia diciptakan dan diturunkan di bumi adalah, untuk memakmurkan bumi dan isinya agar manusia mencapai kemakmurannya. Syarat pertama adalah harus berilmu (berpendidikan). Dengan tujuan agar lebih memandang penting kebutuhan pendidikan dalam ekonomi Islam termasuk dalam salah satu maqashid syariah yang harus dijaga yaitu menjaga Akal atau ilmu. Penelitian ini merujuk pada pendekatan kualitatif dan metode deskriptif dengan studi dokumen/file berupa data terkait. Hasil dai penelitian ini menunjukkan baha untuk dapat memulihkan kegiatan usaha yang terdampak akibat pandemi Covid-19, namun lebih difokuskan untuk dapat merubah pola kewirausahaan yang lebih berbasis ekonomi digital dan ekonomi kreatif.