Watershed and aquatic ecosystem management requires methods to predict and understand thermal impacts on stream habitat from urbanization. This study evaluates thermal effects of projected urbanization using a modeling framework and considers the biological implications to the fish community. The Stream Network Temperature Model (SNTEMP) was used in combination with the Hydrologic Simulation Program Fortran (HSPF) to assess changes in stream thermal habitat under altered stream‐ flow, shade, and channel width associated with low, medium, and high density urban developments in the Back Creek watershed (Roanoke County, Virginia). Flow alteration by the high density development scenario alone caused minimal heating of mean daily summer base flow (mean +0.1°C). However, when flow changes were modeled concurrently with reduced shade and increased channel width, mean daily temperature increased 1°C. Maximum daily temperatures exceeding the state standard (31°C) increased from 1.1 to 7.6 percent of the time using summer 2000 climatic conditions. Model results suggest that additional urban development will alter stream temperature, potentially limiting thermal habitat and shifting the fish community structure from intolerant to tolerant fish species in Back Creek. More research is needed on the sub‐lethal or chronic effects of increased stream temperature regimes on fish, particularly for those species already living in habitats near their upper limits.
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