Micro, small and medium enterprises (MSMEs) are pillars of the economy and make a large contribution to gross domestic product (GDP). However, MSMEs' access to funding is relatively limited because they are not considered bankable and have a high risk. The purpose of this study is to analyze the impact of financial literacy and financial attitudes on investment decisions in mediating financial behavior. The target audience for the study comprises small and medium enterprises in Malang City, East Java, Indonesia, with a sample size of 100 people, and structural equation modeling (SEM) was employed as an analytical tool. The conclusion argues that financial literacy and attitude have an impact on investment decisions. Financial conduct can moderate the impact of financial literacy on investment decisions, but it cannot moderate the impact of financial attitudes toward investment decisions. The findings of this study show that investment decisions involve the competence and confidence of MSME owners to employ financial knowledge or financial literacy and the ability to manage future finances. MSME owners' ability to handle resources for investment adds to financial behavior, as seen by their ability to develop budget plans. Financial behavior is unable to mitigate the impact of financial attitudes on investment decisions, implying that future financial management attitudes will make it impossible for MSMEs to estimate operational costs. This situation makes it harder for MSME owners to operate as outlined in their budget plans.

Aims: This study aims to investigate the extent of research development on visual marketing in the digital environment (digital visual marketing) over the past 10 years (2012-2022) published in Scopus-indexed academic journals. This is accomplished by identifying frequently occurring concepts, research trends, research areas, and philosophical foundations (paradigms) used during this time period. Study Design:  Systematic Literature Review (SLR) – narrative approach. Place and Duration of Study: Between January 2023 and March 2023. Methodology: This study employed the Systematic Literature Review (SLR) method by compiling, evaluating, and synthesizing all relevant research related to the topic of digital visual marketing, in order to provide a comprehensive overview of the research that has been conducted on the topic. There are three main stages involved in this process, namely: 1) Planning the review; 2) Conducting the review; and 3) Reporting the review. This study is a general reflection that focuses more on the collection of relevant information that provides context and substance for a particular argument, with informal data extraction, therefore, the SLR conducted falls under the narrative review type. Results: Based on the inclusion results, reading of abstracts and content of scholarly publications, it can be observed that research with a positivist paradigm dominates scholarly publications on the topic of digital visual marketing in Scopus-indexed journals from 2012 to 2022, accounting for 50% of publications. The remaining paradigms are constructivism (18%), interpretivism (25%), and pragmatism (17%). Conclusion: With marketing management dominating the field, it can be said that research on digital visual marketing topics is still largely conducted in a “monodisciplinary” manner. Although still dominated by positivism, the use of netnography methods in research, borrowing from critical theory (culture studies) as a form of interpretive paradigm, has recently become an increasingly viable approach.

Purpose: The aim of this study is to explain the trends of published research on Caring Economics and their implications for the development of future research.   Theoritical Framework: Caring Economics is a novel approach to considering human prosperity. According to conventional economics, prosperity is determined by consumption, income, and wealth. Caring Economics, in contrast, conceives of prosperity in terms of more fundamental causes of long-term human wellbeing. From this perspective, individuals are prosperous when their lives are going well. This feeling of success is not limited primarily to the satisfaction of materialistic demands and desires. Moreover, it contains an interpersonal component.   Design/methodology/approach: This research method is a bibliographic analysis using data from the Google Scholar database, the most popular indexer in Indonesia. To collect data, Harzing Publish or Perish was used with the central database of Google Scholar. VosViewer is also used as a tool to get a map of the relationship between authors and between searched keywords. Furthermore, Microsoft Excel is used to process the data and tree mapping from the data obtained.   Findings: This research is essential to drive the development of a sustainable caring economics paradigm in realizing collective economic prosperity. The results of this study indicate that the type of research with the theme of Caring economics is not widely published, namely 32 publications of research results and conceptual scientific ideas. Focused and Interdisciplinary Journal of Partnership Studies is the most influential journal in Caring Economics research, namely H-index 4. The most cited Caring Economics researcher from 2015 to 2022 is Indra Darmawan, with 4 citations. Silvia Hedenigg followed in second place with 4 citations and Mit Witjaksono with 2 citations. After being traced, Indra Darmawan and Mit Witjaksono came from the State University of Malang. Researcher Silvia Hedenigg comes from Friedensau Adventist University institution.   Research, Practical & Social implications: The results and findings indicate that caring economics research has not been widely studied in economics, economic education, community economics, health, and services related to humans and the economy. Empirically, problems related to concerns in economics, financial education, community economics, health, and services related to humans and the economy must be investigated to solve the issues faced. It is essential to implement caring economics to build the Indonesian economy towards social justice for all Indonesians by realizing a prosperous Indonesia as a whole.   Originality/value: This finding has implications for efforts to encourage academics and researchers in Indonesia to discover caring economics to revitalize the economy from the micro to macro level so that Indonesia's economic fundamentals are getting stronger. In addition, it is recommended for collaborative research between institutions to enrich scientific wealth and develop a more comprehensive research study on Caring Economics.

Purpose: The aim of this study is to examine Digital technology can be used to streamline business transactions, saving money and time. For example, if a company has branches in several cities, it is no longer a problem to transfer any transaction fields.   Theoretical framework:  There are challenges for MSMEs players who need to go digital, so they need to make adjustments to these problems.  This obstacle forces MSMEs actors to change their business model to a fully digital form.   Methodology: The research is the bibliometric. Data collection technique is to combine various research sources related to branchless banking as MSME empowerment and then narrow it down to find innovation. The subject of this research is MSMEs in Indonesia that use Seabank as a promotion method and transaction system. The analysis technique used is Vosviewer.   Findings: The results of this study are that Sea Bank is a banking service that prioritizes customer experience and business value to create a sales value chain to create connections between business models that will continue to grow. Then as a branchless banking-based digital bank. Sea Bank is a financial services company focused on customer experience and enterprise value to transform value chains and create links across business development models.   Research, Practical & Social implications: The is Bank Digital, Sea Bank is service banking Which prioritize experience customer And mark from business, so that can become chain mark For intertwine linkages between model business Which will Keep going develop. Then, as Bank Digital, Sea Bank is service finance Which focus on experience customer And mark company For transformed become value chains And create connection between model business Which develop.   Originality/value: The Value there are many studies that discuss digital transformation but we believe that the value of this research lies in the novelty of the awareness of MSMEs actors to increase its promotion by using the Brachless Banking Digital Bank, so that this topic can make it interesting.

This literature study focuses on work from home and employee productivity. The strategy used is using the SLR as an instrument for searching research data, then bibliometric literature as a data processor which is analyzed by the VOSviewer software. VOSviewer software analysis techniques are used to analyze articles that have been collected through the Scopus database which are taken as researchers' references. The findings of these articles were referenced from 2013 to 2023 with a total of 547 articles, and only 161 articles were analyzed. Then the scientists continued to clarify the description of the results by using the VOSviewer software in examining co-authorship, co-accurance and citation. This literature study, in totality, presents a more accurate bibliographical objective for future researchers according to the themes discussed. Work from home (WFH) is a work process that is flexible and automatic and provides flexibility for employees to work using telecommuting, teleworking and remote work by utilizing modern digital technology tools as a bridge to work. Work from home (WFH) can be done by all men and women, from 25 to 60 years old. Working flexibly in the "New Normal" focuses on employee work productivity in the potential to work from home more towards working in a work life balance (WLB) which aims to balance work responsibilities and balance life time so as to reduce emotional fatigue from work stress, impact on performance satisfaction whose results affect the size of the wage/salary by obtaining work rewards from the company.