Competition and over-banking in the United Introductionhe UAE banking industry is gradually moving closer to western trends where banking is perceived as a package of services, which go beyond mere lending. Today the controversial debate of overbanking and efficiency performances reflects serious challenges facing the industry. Some bankers agree that 46 banks serving over 3 million people and with a per capita income of almost US$19,000 is ample. Others advocate that the number of banks is irrelevant, provided they achieve profitable operations and adequate rates of growth. The aim of this research is to measure how efficient UAE banks are and to determine what structural factors influence their efficiency and performance. The methodologies employed are Data Envelopment Analysis (DEA), Malmquist index analysis and a series of second-stage regressions. Data from annual financial reports are used. Seventeen UAE banks between 1998 and 2002 are analysed. These banks represent all nonIslamic, national banks in UAE. The remaining three Islamic banks and 26 foreign banks are not included for reasons of limited availability of data and/or different financial procedures to regulatory compliance. A nonparametric approach using DEA is followed to estimate a variety of efficiency measures of each bank.The peculiarity of the United Arab Emirates" (UAE) social structures has bestowed a great importance on the banking sector, not only because of the local demographic structure where foreign labour accounts for more than ninety per cent of the workforce, regularly transferring remittances to their home countries, but also because the high per capita income, and high margin of savings. Regulations are now broadening to encourage investment, equity and property ownership to non-nationals, albeit limited. The banks are the central intermediaries for the vast oilbased wealth of the ruling families and source of capital investment within the country. Within a challenging climate of financial transparency and limited data availability, the contribution of this paper provides a benchmark and a unique table of efficiency performances, for comparative analysis between banks in the UAE for 2002 for present and future policymakers and researchers. A further contribution reveals what structural factors may influence their overall efficiency and managerial performances. Section two provides a literature review; section T

The Plasmadynamics and Electric Propulsion Laboratory at the University of Michigan is developing a mobile-demonstration platform to bring advanced propulsion technologies into high school classrooms in the greater Ann Arbor area. Public outreach is critical to recruit the next generation of engineers and scientists as well as correct misconceptions about the engineering discipline. The development of the platform was structured such that a team of undergraduate women in aerospace engineering and aerospace-related elds designed and implemented the system. The team was split into three dierent sub-teams with one responsible for Hall thruster refurbishment, another for the design of the facility and the last for the design of the control system. Additionally, the team is developing a lesson plan to maximize the eectiveness of the presentation.

: Working in a profession which requires daily access and handling of controlled drugs, entails maturity, integrity and responsibility. If there is an absence of a strict protocol on the signing in and out of these drugs, there is the potential for this responsibility to be abused. This article explores the issues that arise when one member of the team abuses this trust which leaves the rest of the team with an ethical dilemma. It also explores the moral and ethical theories that play a significant role in dealing with such a dilemma.

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