Penelitian ini bertujuan untuk mengetahui stabilitas keuangan, faktor penyebab dan penerapan manajemen risiko terhadap pembiayaan bermasalah dimasa Pandemi Covid-19. Jenis penelitian ini merupakan penelitian lapangan di BMT Hasanah Sambit, BMT Surya Kencana, dan BMT Bina Insan kota Ponorogo. Data penelitian dikumpulkan melalui wawancara dan dokumentasi kepada karyawan dan pimpinan lembaga. Selanjutnya data dianalisis secara deskriptif untuk menjawab masalah penelitian. Penelitian ini menunjukkan stabilitas keuangan ketiga BMT mengalami kendala berskala kecil selama pandemi, hal ini disebabkan BMT memiliki cara sendiri untuk menghindarinya. Terdapat dua faktor yang menyebabkan pembiayaan bermasalah, ialah faktor internal berupa pergantiang marketing dan faktor eksternal yaitu mengami gagal panen, isolasi mandiri, dan adanya PHK. Penerapan manajemen risiko di ketiga BMT menggunakan 5C+ 1S yaitu Charater, Capacity, Capital, Collateral, Condition dan Sharia, juga menggunakan 3R untuk menyelesaikan pembiayaan bermasalah yaitu Rescheduling (penjadwalan kembali), Reconditioning (persyaratan kembali), dan Restructuring (penataan kembali). BMT Hasanah menggunakan empat tahapan dalam penerapan manajemen risiko yaitu identifikasi risiko, pengukuran risiko, pemantuan risiko dan pengendalian risiko.

Nowadays, consumers are increasingly aware and concerned about halal status, and activities in the supply chain are truly halal guaranteed for them to buy. This article aims to explore the development of halal logistics, analyze the opportunity and challenge factors in its development stage, and create a best practice scheme to realize halal integrity. This research method uses a Systematic Literature Review (SLR) using secondary data from a number of previous studies discussing halal logistics and halal integrity in the supply chain. From this study, it is known that countries in Southeast Asia have shown a positive response to the existence of a halal logistics scheme as an innovation in the supply chain. Several opportunities known for the development of halal logistics mainly lie in the high demand for halal products, the positive growth of the sharia economy, the use of information technology, and the strengthening of the halal ecosystem. Meanwhile, regarding challenges, there is no special regulation regulating halal logistics, low stakeholder knowledge about halal, a lack of experts and researchers, and the absence of special infrastructure that handles halal products. In the end, the author develops a halal integrity scheme in the supply chain with a logistics management approach. It is hoped that this article can provide a better understanding of halal integrity in the supply chain. Further research can empirically test the relationship between logistics management and halal integrity.

This study analyzes the changes to Law no. 16 of 2019 on Law No. 1 of 1974 concerning the age limit of marriage. There are various responses in society, socio-cultural clashes and even religion cannot be avoided, where this situation is increasingly difficult to achieve the goal of marriage. This raises the question, why is it necessary to rearrange the age limits for marriage, and what background causes it? This study uses the maqasid sharia approach with the System theory of Jasser Auda. This type of research is descriptive qualitative using the maqasid sharia approach. The object of study is Law no. 19 of 2019 concerning Amendments to Law No. 1 of 1974 concerning Marriage. This study uses secondary data from two sources. First, the primary source is taken from the text of the Law and the Decision of the Constitutional Court. Second, secondary sources such as books, journals, reports, magazines, newspapers, and so on. Then the data are interpreted and analyzed descriptively. The results of this study showed that the determination of changes to the law regarding the age limit for marriage can be classified into the interests of al-dharurriyah (primary), which are important and must be fulfilled to achieve the goals of sharia, namely safety. The analysis of maqasid sharia with six subsystem features explains that protected interests are closely related, which are related to one another, representing age differences in marriage, which is a form of discrimination. The scope of the provisions on the age limit for marriage is classified as maqasid ‘ammah, because it covers all the interests of women in Indonesia. Also, as maqasid khassah, legal protection from the fulfillment of basic rights and constitutional rights as citizens. The level of dharuriyah does not always have the implication of obligatory syar'i (causing sin) but only until obligatory hukm (must), because the legal provisions are explored by mujtahids and are based on the absence of qat'y texts on this issue.

The practice of leasing farmland does not always run smoothly. One of the obstacles that are often faced is the excess of rental time by tenant farmers because the plants have not yet entered the harvest period when the rental period ends. On the other hand, the land owner does not want to lose the profit that can be obtained from the duration of the excess lease. This study aims to find alternative solutions to disputes over lease contracts (ijarah). This research is a field research that is used to answer questions related to the process of implementing the practice of leasing agricultural land, the impact of excess rent for owners and tenants, as well as a contract model that can be a solution to conflicts over time in the practice of leasing agricultural land. The data was collected through interviews, the results of which were analyzed using descriptive methods, then conclusions were obtained through an inductive mindset. The data resource comes from Kalikotes, Klaten Regency. This study concludes that the beginning of the lease agreement does not conflict with Islamic law because it has been mutually agreed between the two parties, but at the end of the lease process there is a contract discrepancy. The land owner immediately asks the tenant for compensation for the excess time. The non-compliance with the agreement made by the tenant was caused by things that were completely unpredictable, where the lease period had expired but the rice could not be harvested. Both parties can resolve this conflict in a win-win manner by making a contractnew ijarah or changing the form of the contract at the beginning by using the number of harvests, not the tempo of the year.