Purpose of this study is to determine economic fundamentals influence and financial performance on non-performing loans in sharia banks in Indonesia. Used quarterly panel data from 2008-2016, which came from BPS, BI, and OJK. Eleven banks used as a sample, with a purposive sampling approach. Using regression methods, with the dependent variable is NPF, and independent variable for economic fundamentals using exchange rates, inflation, GDP and financial performance with FDR, CAR, OER. Result shown that fundamental economice do not affect the NPF and OER as a financial performance has a positive and significant influence to NPF, CAR has negative and significant influence to NPF, but has no effect to FDR.

Purpose of this study is to predict trend value of collecting ZIS with fintech and non fintech. Data taken from BAZNAs from 2002-2017 and using descriptive statistics with linear trend and parabolic, inference statistic with paired sample test. Result shown that fintech trend like parabolic and non fintech like linear. There is a significant and power full correlation at ZIS revenue with fintech and non fintech. Thus, there is difference average of ZIS revenue before and after using fintech. Using SIMBA fintech will be affecting the revenue of ZIS. Average prediction of ZIS collecting funds from 2018-2025 with fintech is greater than using non fintech. Average growth of ZIS revenue with fintech is 9.98 percent and 5.78 percent with non fintech.

Purpose: This activity aims to improve the economic condition by managing and obtaining funding sources and increasing marketing using technology. Community Method: Service is carried out using the guidance and mentoring method by providing material on Islamic financial institutions, culinary businesses, and the use of technology. Results: Results from this activity were that participants could increase their understanding of the material provided by an average of 93 percent, which could be used to motivate and increase sales turnover. This happened because participants have knowledge of Islamic financial institutions as managers and sources of funding, culinary efforts to increase diversification in the food business, and use of technology to improve marketing and administration. Conclusion: Community services implemented during the pandemic must follow health protocols, whether offline or online. This service’s result is not optimal because it could not interact directly in giving and receiving material. Post of community services, the community’s economy improved because it can increase partners’ insight in overcoming capital and marketing problems, so they are motivated to develop their business. Keywords: Empowerment, Home economics, Covid-19

This study aims to determine carbon emissions in the Association of Southeast Asian Nations-6 (ASEAN-6) in achieving Sustainable Development Goals using the Kuznet environmental curve analysis approach. Used panel data regression method with carbon emissions as a dependent variable and Gross Domestic Product per capita, Squared Gross Domestic Product per capita, population, energy consumption and Sustainable Development Goals as independent variables. Used panel data from 2009-2018, samples taken from Singapore, Malaysia, Indonesia, Thailand, Philippines and Vietnam. Results are the suitable random effect model, with per capita Gross Domestic Product and energy consumption having a positive and significant effect on carbon emissions. In contrast, the squared Gross Domestic Product Per capita, population and Sustainable Development Goals have a negative and significant impact on carbon emissions. The Environmental Kuznet curve hypothesis has been proven in this area, although only Singapore has reached a turning point, so  ASEAN-6 will still experience in carbon emissions increase. For this reason, ASEAN-6 needs to implement sustainable development policies, family planning, environmentally friendly energy development, and coordination and seriousness in implementing the Sustainable Development Goals.

<p><em>Individual entrepreneurial characteristics, especially as seen from generation to generation, have distinct differences. For example, the younger generation has entrepreneurial characteristics such as wanting to succeed quickly, focusing on instant processes, and easily "following along" with existing trends. This is the primary concern of the implementing team, and it necessitates additional knowledge in developing entrepreneurial characteristics. This training was provided to 20 partner participants from the Amanah Cordova Entrepreneurship School in Pondok Jati Village, South Tangerang. This activity took place on December 11, 2022 and was carried out through face-to-face discussions. This activity's outcomes focused on three key areas: the quality of the material provided, the quality of the activity process, and the quality of the resource persons. According to the indicators of the quality of the material provided, the participants thought the material was good enough to be used later in entrepreneurship. Furthermore, the participants felt that the activity was going well overall, based on the quality of the activity process indicators, and that it was able to provide them with additional knowledge about the characteristics of entrepreneurship. The good manner and attitude of the resource persons in conveying the material was an important point that was highly rated by all participants in terms of the quality of the resource persons. Characteristic formation and improvement are dynamic, mirroring the dynamics of business competition. As a result, this activity can be performed on a regular and continuous basis.</em></p>