The title of this study is the effect of job satisfaction on employee productivity Islamic Bank X regional office II. The purpose of this study was to determine the average job satisfaction and employee productivity Isalmic Bank X regional office II; to determine whether there is influence of job satisfaction on employee productivity; and the extent of their influence. The research design used is a combination of descriptive and causal by the number of respondents as many as 35 people. Results of this study was the average level of employee satisfaction at Bank Syariah X Regional Office II is quite satisfied, while the average level of productivity of employees included in the category productive. Then there is no significant effect of job satisfaction on employee productivity with regression equation Y = 66.788 + 0,357X. The magnitude of the effect of job satisfaction on employee productivity is at 7.5%, while the remaining 92.5% is influenced by other variables not included in this model.

This article explains about the Islamic law of gift from Bank to customers related to saving and gyro accounts of Islamic Bank. The Islamic Banks give gift directly  and  indirectly  to  new  ettstomers  and  old  customers  through drawing  (qur'ah) or lottery and non-drawing. There are disputes (ikhtilaf) among Islamic Law  Experts (Fuqaha’) about the status of law when Islamic Banks give the gift. Hanafi and  Syafi'i  Schools  of thought  opined  that  the gift  can  be given  to  the customers as long as there is no agreement between bank and costomers meanwhile the banks still have a debt to consumers, this is permissible. Maliki and Hanbali schools opined that the gift is not permissible during the time of borrowing and lending. Majority Islamic Exsperts allow to give gift after banks have already paid­ back the debt to consumers as long as there is no agreement between bank and cusiomers, but Maliki School do not allow lo give gift at that condition. Also, for giving gift should free from gambling or elements of gambling (muqamarah).  The method of this article is using literature reviews from classical Islamic Law's books and contemporary Islamic law's books related to drawing or lottery and gambling, meanwhile the aims if this mticle are to investigate the law status if gift from bank to new customers and old customers with direct and indirect ways.   Keywords : gift, saving and gyro accounts, disputes, drawing and elements of gambling

This research analyzed the effect of the COVID-19 pandemic on sharia monetary transmission in Indonesia through channel financing on money supply (M2). It was conducted to determine the stationary, cointegration, and optimal lag using Vector Error Regression Model (VECM), Granger Causality Test, Impulse Response Function (IRF), and Forecast Error Variance Decomposition (FEVD). Secondary data were collected from the monthly variables M2, SBIS, PUAS, Islamic Banking Financing, and the COVID-19 pandemic (Dummy Variable) from January 2010 to December 2020. Furthermore, VECM model showed that in the long term, sharia monetary instrument variables, such as SBIS and PUAS, are significant and positive in affecting M2, while Financing (FIN) and the COVID-19 pandemic are insignificant. This also shows that in the short term, only PUAS is significant.

The purpose of this study was to analyze the financing model for higher education through cash waqf. The data used is primary data obtained from the results of interviews (in-depth interviews) with experts who have an understanding of the problems discussed. The number of participants required is 3 participants. In addition, data was collected from a library review. The analytical method used in this study used a qualitative method with the help of atlas ti software. The results of the study indicate that in an effort to support sustainable higher education, it is necessary to establish a cash waqf institution managed by the higher education, after that cash waqf funds can be used for the purposes of higher education institutions such as student scholarships, allowances for lecturers and education staff, facilities and infrastructure, and investment.

Review of Islamic Law in terms of promising (waad) at Shariah Bank. This article explains the review of Islamic law in terms of promising in the view of Fiqh. There are any debates or controversies among Islamic Jurists (Fuqaha) that the status of promising is in implementing operational bank. According to some jurists, firstly, promising is mustahab (bounded religion) but promising is not committed with the Law or Ragulations. Secondly, promising is absolutely bounded religion or compulsory to be implemented, thirdly, promising is compulsory depend on requirement of promising (muallaq) with two categories. First category is compulsory even though the requirements are not fulfill and second is not compulsory due to not fulfill requirements. The second opinion is acceptable for authors with some reasons which are discussing in this article. The method of this article used to descriptive analysis focusing the emerging of waad in implementing the operational shariah bank by studying classical literatures and Contemporer in Islamic Law. The aim of this study is to investigate and to explore the rules of waad in Islamic Contracts at Shariah Bank with looking the cause and effect of waad because there is no waad contract in the article of law and regulation in Law System in Indonesia.Keywords: Wa’d, Islamic Bank, DSN-MUI,murabaḥah