Purpose of the Study: The urgency of the problem under investigation is due to the fact that the issue of gifted students' education is one of the most difficult and interesting aspects of contemporary pedagogy. The purpose of the article is to identify the psychological characteristics of the gifted students' development. In this article, the school difficulties of gifted students are revealed and the causes of internal and external nature are analyzed. The authors pay special attention to the social and emotional consequences, which can be rather destructive if appropriate assistance is not provided by teachers, psychologists, and parents. Methodology:The leading approach to the study of this problem is a method of theoretical analysis and synthesis of social, political and psycho-pedagogical literature. Results:The main result of the study is a theoretical analysis of the relationship between learning and the development of gifted children and their psychological characteristics. Application:The materials of the article can be useful for teachers, students and a wide range of readers interested in the problems of gifted students' education.

No abstract

Purpose of the Study: The urgency of the problem under investigation is because, the issue of gifted students’ education is one of the most difficult and interesting aspects of contemporary pedagogy. The purpose of the article is to identify the psychological characteristics of the gifted students’ development. In this article, the school difficulties of gifted students are revealed and the causes of internal and external nature are analyzed. Methodology: The leading approach to the study of this problem is a method of a theoretical analysis and synthesis of social, political, and psycho-pedagogical literature. Results: The main result of the study is a theoretical analysis of the relationship between learning and the development of gifted children and their psychological characteristics. Application:The materials of the article can be useful for teachers, students, and a wide range of readers interested in the problems of gifted students’ education. The authors pay special attention to the social and emotional consequences, which can be rather destructive if appropriate assistance is not provided by teachers, psychologists, and parents.

Regularities, still not fully studied, of "cyclic dynamics and social genetics" form the basis of transformational changes of economy. Herewith, the cyclical nature is accepted as the basic regularity of any transformation. The knowledge of cyclic paths allows to respond duly and effectively to the curvature of economic trends dynamics, prevent recessions and maintain economic systems stability.

Abstract. The paper presents data on the influence of the most significant factors having impact on the credit portfolio volume, as well as conducts correlation and regression analysis with the subsequent construction of the trend for a short period. Credit activity is understood as the bank activity in the formation of a credit portfolio. Considering the structure of the bank credit portfolio, it can be observed that it consists of credits granted by the bank particularly for legal entities, individuals and other banks. Herewith, it is necessary to understand that any decrease in the credit portfolio will adversely affect the financial stability and effectiveness of any commercial bank. Moreover, during crisis periods, the policy and practice of banks have been determined as quite aggressive and conducted as such with regard to interest rates. The dynamics of credit portfolio volume has been selected as an independent factor due to the reason that it can fully explain the current development situation and the effectiveness of the bank credit policy. Considering the dependent factors, their influence will be assessed by the credit portfolio volume indicator. The authors have distinguished the following ones among them: the volume of credits granted to individuals; the volume of credits granted to legal entities; the amount of overdue credits in the credit portfolio; bank investments in the securities; inflation; key rate. IntroductionThese days, it is necessary to apply the economic and mathematic method of multiple correlationregression analysis for identification of relationship between the credit portfolio volume and the factors affecting this indicator. The model development required involvement of the data for the period of 2012-2016 from the publicly available information sources of Russian statistical organizations and analytical groups. In order to determine the dependence of the volume of the credit portfolio on various performance indicators of the bank, it is necessary to build a regression model and analyze the quality of these models. For calculation of the paired correlation coefficients matrix, let us use the "Correlation" program of the MicrosoftExcel "Data Analysis" menu.Then, using the Regression program of the MicrosoftExcel Data Analysis Add-in menu, let us get the data and regression analysis coefficients. The results of the analysis and calculations of regression statistics are summarized in Table 2.The data obtained allow one to assess primarily the reliability of the model on the basis of coefficient analysis, and also to assess the influence of each factor of the model for the immediate forecasting of each factor, respectively, and then to forecast the volume of the credit portfolio itself.