PT Bank Muamalat Indonesia Tbk is the first Islamic bank in Indonesia which was established in 1991 and started operations in 1992. However this is not offset by the performance of the increasingly improved financial performance, proven early in the year 2018 is rumored to be acquired because capital is experiencing the problem. This underlying researchers interested in conducting research with the aim to find out the financial performance of PT Bank Muamalat Indonesia Tbk 2013-2017 year. This research is quantitative descriptive research with SPSS software analysis tools 22 and Microsoft Excel. Research data in the form of secondary data obtained from annual report (annual report) BMI from the year 2013 until 2017. The data used for analysis is the method of SCnP as measured by indicators of Syaria Conformity and Profitability. The results of investigation of Bank Muamalat Indonesia 2013-2017 years of using the SCnP Model shows the performance of Bank Muamalat Indonesia year 2013-2017 banks generally are on point coordinates X = and Y = 1.99 83.30 to the position of the Lower Left Quadrant (LLQ) means that the bank has the level of the suitability of the sharia principles and low profitability. Keywords: Financial Performance, Sharia Conformity, Profitability

Pasar uang merupakan tempat pertemuan antara pihak yang memiliki surplus dana dengan pihak yang mengalami defisit dana, dimana dananya berjangka pendek, yaitu dana berjangka waktu kurang dari satu tahun. Pasar uang dalam perspektif Islam hanya diperbolehkan pada pasar uang yang tidak menggunakan sistem bunga dan bisa diganti dengan alternatif akad seperti mudharabah, musyarakah, al-qard, wadiah, dan alsharf dan menghilangkan unsur gharar dan maysir yang terkandung didalamnya. Aplikasi sistem keuangan syariah pada pasar uang diantaranya adalah Sertifikat Bank Indonesia Syariah (SBIS), Repurchase Agreement (Repo) SBIS, Surat Berharga Syariah Negara (SBSN), Repurchase Agrement (Repo) SBSN, dan Pasar Uang Antar Bank Syariah (PUAS).

This paper will discuss Islamic studies on religious life and muamalah activities with regional approaches in Southeast Asia, especially in Muslim minority communities in Myanmar, Thailand and the Philippines. The discussion begins with the understanding of Islamic studies, the background of the spread of Islam in Southeast Asia, and the development of muamalah Muslim minority communities in Southeast Asia, especially in Myanmar, Thailand and the Philippines. Their position as a minority influences the development of religious institutions. In the process of national integration launched by the government, Muslim communities face changes in social and political orientation.

This study aims to obtain empirical evidence about the effect of corporate governance on profitability and its impact on company value. To measure the level of implementation of corporate governance, an index that has been developed based on relevant regulations and previous research is used. This study uses a purposive sampling method from the constituents of the Indonesian Syariah Stock Index (ISSI) in 2017. There are 50 companies that meet the criteria for the study sample. Data analysis using the Structural Equation Model (SEM) approach with the GeSCA Version 1.5 Web analyzer. The results of this study indicate that corporate governance has a positive and significant effect on profitability, while corporate governance does not affect the value of the company. Profitability affects the value of the company. Corporate governance affect the value of the company mediated by profitability.

This study aims to determine Islamic fintech in the perspective of Islamic law with a qualitative descriptive method. The type of research used in this study is a literature study obtained from various sources. The results obtained indicate that Sharia fintech is a discussion of contemporary fiqh that has not been decided in the Qur'an and the Hadith of the Prophet SAW, thus using ijma (ulama consensus) as a source of law. The Indonesian Ulema Council issued the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) No. 117/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. The fatwa is in accordance with Islamic law and has clear legal protection and is contained in the legislation.