The 2020 pandemic situation caused more than 60 percent of dissatisfaction with the survey results to the current financial situation. From the same small survey, it was found 34 percent of respondents showed poor financial habits. This study aims to determine the effect of Financial Knowledge on Financial Behavior and Financial Satisfaction. The sample in this study was 246 people using purposive and convenience sampling techniques. Data processing using path analysis with a Bayesian approach. The results showed that there was a significant influence of Financial Knowledge on Financial Behavior, Financial Knowledge on Financial Satisfaction, and Financial Behavior on Financial Satisfaction. Improved Financial Knowledge, both directly and indirectly, will greatly impact on Financial Satisfaction and really needs to be improved. Central Bank can provide financial knowledge supplies to lecturers of certain subjects so that it can be passed on to students. Keywords—Bayesian Approach; Behavior; Knowledge; Satisfaction

Penelitian ini bertujuan untuk menganalisis pengaruh Kepemilikan Manajerial, Kepemilikan Institusional, Komisaris Independen, Leverage, dan Growth Opportunity terhadap konservatisme akuntansi pada perusahaan hotel, restoran dan pariwisata yang terdaftar di Bursa Efek Indonesia periode 2016-2020. Teknik pengambilan sampel yang digunakan adalah Purposive Sampling dan diperoleh sampel sebanyak 18 perusahaan. .Metode penelitian yang digunakan adalah teknik analisis regresi linier berganda dengan menggunakan SPSS 21. Hasil dari penelitian ini menunjukkan bahwa secara parsial nilai uji-t Komisaris Independen dan Leverage tidak berpengaruh terhadap Konservatisme Akuntansi, sedangkan Kepemilikan Manajerial, Kepemilikan Institusional dan Growth Opportunity berpengaruh terhadap Konservatisme Akuntansi. Nilai R Square adalah sebesar 0,265 atau 26,5% dan sisanya sebesar 73,5% dipengaruhi oleh variabel lain yang tidak dimasukkan dalam penelitian ini.

The purpose of this study was to determine the effect of cash flow volatility, sales volatility, operating cycle, and firm size on the capital structure and earnings persistence of manufacturing companies in Indonesia. Based on the purposive sampling method, the samples obtained were 138 companies. The data collection technique in this research is literature study. The data analysis method used is multiple regression. The results showed that partially, the variables of cash flow volatility, sales volatility and firm size had a positive and insignificant effect on capital structure, the operating cycle had a negative and insignificant effect on capital structure. While the variables of cash flow volatility, sales volatility, operating cycle, firm size, capital structure have a negative and insignificant to earnings persistence of manufacturing companies on the Indonesia Stock Exchange.

This study aims to analyze the influence of leadership style, motivation, and work environment on job satisfaction and employee performance at the Pekanbaru City Environment and Hygiene Service. This research is quantitative research by distributing questionnaires to respondents. The sample selection method in this study used the census method so the sample in this study amounted to 58 respondents. Data analysis using Structural Equation Modeling (SEM) using the SmartPLS 3 application. The results of this study indicate that leadership style has no significant effect on job satisfaction, leadership style has no significant effect on performance, the work environment has a positive and significant effect on job satisfaction, and the work environment has no significant effect on job satisfaction. significant effect on performance, motivation has no significant effect on job satisfaction, motivation has a positive and significant effect on performance, and job satisfaction has a positive and significant effect on employee performance.

Stock returns which are decreasing every year are a problem for investors who want to get benefit from capital gains. The purpose of this study is to determine the factors that affect firm value. The sample in this study were 15 companies in the wholesale sub-sector. The sample selection method is purposive sampling with criteria listed on the Indonesia Stock Exchange in 2015-2019 and the data to be processed does not have outliers. The results showed that the PER and EPS had a significant effect on Stock Returns, while DER, Size, and Growth had no significant effect on Stock Returns. Recommendations that can be given for this research are that companies maintain consistent profits so that investors are still interested in investing, maintain capital structure, create stable equity growth and maintain company size so as not to be overvalued by investors and potential investors.