The purpose of this study was to determine how the financial literacy movement with indicators of class basis, school cultural basis and community basis in Senior High School Kubu Raya Regency, West Kalimantan. The method used was a descriptive method with a survey form. The research subject was an economic teacher, data collection was done by interview and a questionnaire using google form. The data analysis step used the Interactive Analysis Model from Miles and Huberman. The technique of checking the validity of the data used source triangulation, technique triangulation, and participant extension. The results showed that there was no financial literacy movement in Senior High School Kubu Raya, West Kalimantan. In the school-based indicator there has never been any financial literacy training and there has been no application of the value of financial literacy in learning. On the school cultural basis indicator, there were no variations in books and financial literacy props, the frequency of borrowing financial literacy reading materials is limited to borrowing economic textbooks in the library, there were no financial literacy activities and policies, the presentation of financial literacy information was only on economic subjects, there were no sites related to financial literacy, there were no school bank while only a small number of school cooperations are active. In the community-based indicator, there were no supporting tools and media for financial literacy and there was no involvement of parents and the community in developing financial literacy.

The purpose of this study was to analyze financial literacy education in the Economic Learning of SMA and SMK in Kubu Raya Regency, West Kalimantan. The method used in this research was descriptive method with survey research form. This research was conducted at SMA and SMK in Kubu Raya Regency, West Kalimantan. The subjects of this study were teachers of economics subjects and principals or vice principal for curriculum of SMA and SMK in Kubu Raya Regency. The data collection technique used interview sheets and direct observation, while data analysis technique used descriptive analysis. Based on the results of research, it was found that 1) The material on defining economic transactions and various types of practice, introduction to economic resources, introduction to the concept of shopping.) as a fulfillment of basic needs, introduction to the concept of saving in traditional and modern terminology, introduction to the concept of sharing (sharing) found in economic learning; 2) While the introduction to the concept of bad practices and financial crimes is not included in the syllabus of economic subjects, some teachers on their own initiative provide additional material on corruption to the students.

This study aims to determine the factors that influence the consumptive behavior of studentsof Economic Education PPAPK FKIP Tanjungpura University, Pontianak. This researchapproach uses a qualitative approach in the form of case study research.the informants inthis study were students of economic education PPAPK FKIP Tanjungpura University fromthe 2017 class to the 2019 class as many as 15 people. The selection of informants iscarried out on students who carry out consumptive behavior data collection techniquesusing direct interviews or google meet and documentary studies.The results of this studyindicate that the external factors that influence the consumptive behavior of the economiceducation students of PPAPK FKIP Tanjungpura University are the cultural factors ofhereditary teachings from the family at the time of the holiday for buying new clothes, andthe reference group factor is the influence of invitations from peers, while the internalfactors that influence the consumptive behavior of economic education students of PPAPKFKIP Tanjungpura University are personality factorswho enjoy shopping, the self-conceptfactor in shopping based on what is used according to him, and the lifestyle factor alwaysfollows the latest trends according to the times.Keywords: Consumptive Behavior, External Factors, Internal Factors

Student organizations are places for students to gather who have common goals. Every organization must have a work program that will be planned and achieved during the period of its management. The work program will be able to run with sufficient funding, so that each organization must have a source of financing that can support the achievement of organizational goals. Funding in student organizations must be accounted for in accordance with the applicable regulations. This study aims to determine how the application of the Statement of Financial Accounting Standards Number 45 in the preparation of financial reports of student organizations in the FKIP Untan. The method used is a descriptive method with a survey form. Data collected in the form of qualitative data from interview and quantitative data in the form of financial reports of student organizations which were analyzed using qualitative descriptive analysis. The results showed that the student organizations within FKIP Untan had not yet prepared financial reports based on the Statement of Financial Accounting Standards Number 45. This was evidenced by the incompatibility of the types and methods of preparing reports that had been made with the regulations regarding the financial statements of non-profit organizationsAbstrak: Organisasi kemahasiswaan merupakan wadah berkumpulnya mahasiswa yang memiliki tujuan bersama. Setiap organisasi pasti memiliki program kerja yang akan di rencanakan dan dicapai selama periode kepengurusannya. Program kerja akan dapat dijalankan dengan pembiayaan yang cukup, sehingga setiap organisasi pasti memiliki sumber pembiayaan yang dapat mendukung pencapaian tujuan organisasi. Pembiayaan dalam organisasi kemahasiswaan harus dapat dipertanggungjawabkan sesuai peraturan yang telah berlaku. Penelitian ini bertujuan untuk mengetahui bagaimana penerapan PSAK 45 dalam penyusunan laporan keuangan organisasi kemahasiswaan di lingkungan FKIP Untan. Metode yang digunakan adalah metode deskriptif dengan bentuk survei. Data yang dikumpulkan berupa data kualitatif hasil wawancara dan data kuantitatif berupa laporan keuangan organisasi kemahasiswaan yang dianalisis dengan analisis deksriptif kualitatif. Hasil penelitian menunjukkan bahwa organisasi kemahasiswaan di lingkungan FKIP Untan belum melakukan penyusunan laporan keuangan berdasarkan PSAK 45. Hal ini dibuktikan dengan tidak sesuainya jenis dan cara penyusunan laporan yang sudah dibuat dengan aturan mengenai laporan keuangan organisasi nirlaba

The result of this study have two objectives, namely : 1) Knowing the influence of brand personality on Acer laptop customer loyalty on economic education students FKIP TanjungpuraUniversity, 2) Knowing the brand personality indicators that have the most influence on Acer laptop customer loyalty On Economic Education students FKIP Tanjungpura University. The results showed 1)there was an influence of brand personality on Acer laptop customer loyalty on Economic Education students FKIP Tanjungpura University. Based on the simple regression test, it shows that the influence of variable X on variable Y is positive. The proportion level of the influence of brand personality on customer loyalty is 8,1% with a positivr value. 2) The indicator of brand personality that has the most influence on customer loyalty for Acer laptops is its sophistication. This is evidenced by using multiple regression test and obtained a hypothesis result of 2,176 > r table 1,996, while the four indicators of brand personality have no effect on customer loyalty. The research method used in this research is to use quantitive. The population is regular economics education a students who use Acer laptops with a sample size of 69 students.Keywords ; Brand Personality and Customer loyalty