The objectives of this study was to determine the factors that influence consumer interest in using e-money in Badung and Denpasar City in Bali. This study uses the analysis of SEM structural equations with alternative Partial Least Square (PLS). Consumer attitudes mediate the influence of the relationship between perceived benefits and perceived ease of consumer interest in using e-money, the attitude of consumers in using e-money does not mediate the effect of the relationship between customer knowledge on consumer interest in using e-money. The coefficient of determination R-square for attitude variables is 0.502, which means that the variable attitude of consumers in using e-money can be explained by the variable perception of benefits, perceived convenience and consumer knowledge by 50.2 percent, or in other words, every variant of consumer attitudes e-money will be explained by the variable perception of benefits, perceived ease and consumers knowledge by 50.2 percent, the rest explained by other variables outside the model by 49.8 percent.

This study aims to analyze the influence of social capital on income, analyze the factors of production to income, analyze the influence of social capital to the welfare of fishermen, analyze the influence of production factors to fisherman's welfare in Jembrana regency, and analyze the influence of social capital and production factors through income mediator to fisherman's welfare in Jembrana District. In this research use survey method by taking sample 98 responden from population of 4,876 people, with technique of descriptive statistical data analysis and analysis of SEM PLS. The results of testing in the study showed: 1) Social capital positively affects the income of fishermen; Factor of Production have positive effect to fisherman's income; 2) Social capital has a positive effect on fishermen's welfare in Jembrana Regency; Factor of Production have positive effect to fisherman's prosperity in Jembrana Regency; 3) Revenues mediate the influence of social capital and production factors on fishermen's welfare in Jembrana District.

Penelitian ini  bertujuan untuk menganalisis pengaruh modal sosial terhadap pendapatan, menganalisis faktor produksi terhadap pendapatan, menganalisis pengaruh modal sosial terhadap  kesejahteraan nelayan, menganalisis pengaruh faktor produksi terhadap  kesejahteraan nelayan di Kabupaten Jembrana, dan menganalisis pengaruh modal sosial dan faktor produksi melalui mediator pendapatan terhadap kesejahteraan nelayan di Kabupaten Jembrana. Dalam penelitian ini menggunakan metode survey dengan mengambil sampel 98 responden dari populasi sejumlah 4.876 orang, dengan teknik analisis data statistik deskriptif  dan analisis Jalur SEM PLS. Hasil pengujian dalam penelitian menunjukan: 1) Modal sosial berpengaruh positif terhadap pendapatan nelayan; Faktor Produksi berpengaruh positif terhadap pendapatan nelayan; 2) Modal sosial berpengaruh positif terhadap kesejahteraan nelayan di Kabupaten Jembrana; Faktor Produksi berpengaruh positif terhadap kesejahteraan nelayan di Kabupaten Jembrana; 3) Pendapatan memediasi pengaruh modal sosial dan faktor produksi terhadap kesejahteraan nelayan di Kabupaten Jembrana. Kata Kunci :Kesejahteraan, Pendapatan, Modal sosial, Faktor Produksi, dan Nelayan.

No abstract