The COVID-19 Pandemic has been the main challenge for the banking industry, which functions as financial intermediation and one of the pillars supporting economic development. The study employs the REGC (Risk Profile, Earnings, Good Corporate Governance, Capital) method to investigate the soundness level of regional development banks in eastern Indonesia during the Covid-19 Pandemic. The type of research in the study is a descriptive method with a quantitative approach. The object of this research is eight regional development banks in eastern Indonesia. The financial statements, such as the Balance Sheet and the Income Statement from 2020 to 2021, will be analyzed. The study finds that during the COVID-19 pandemic, all banks showed good soundness, reflected in composite rankings 1 and 2. Banks must improve the efficacy of their risk management and governance implementation to enable the bank to identify problems sooner and implement appropriate and faster improvements to make it more resilient in the face of crises, so the bank can keep maintaining excellent performance to support the development of eastern Indonesia, which is the main focus of national development.

The purpose of this study was to determine the effect of investment decisions, funding decisions, and dividend policies on firm value. The population in this study is a consumer goods manufacturing sector manufacturing company listed on the Indonesia Stock Exchange in 2012-2016. Data collection techniques in this study are panel data techniques, namely time series and cross section . The results showed that investment decisions have a positive and insignificant effect on firm value, funding decisions have a significant positive effect on firm value, and dividend policy has a negative and not significant effect on firm value.

The article was trying to implement and solve teamwork issues in the Pemuda Katolik organization. The organization was a non government organization that have stucture nationally. The object of the the research was Pemuda Katolik in Tomohon Region. In their daily movement often facing problems in teamwork. Many programmes cannot result in satisfiying outcomes and acihevement due to lack of understanding and team work. The research was trying to help the organization to solve the problems and icrease the organization achievements. The methode were lecturing, group discussions, event studies and field simulations. The result the evaluated through soem criteria consist of quality of the process, outcomes and achievements of the participants. The result showed that there have been an increase of knowledge and ability in creating and initiating team work significantly. All participants past the simulation test and qualitatively agreed that they have better understanding in developing team work in pursuing organization goals.

Penelitian ini bertujuan untuk mengetahui apakah Free Cash Flow dan Investment Opportunity Set terhadap Dividend Payout Ratio pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2017-2020. Metode penelitian dalam skripsi ini adalah analisis statistik deskriptif, uji chow, uji hausman, dan uji hipotesis. jumlah sampel penelitian ini sebanyak 180 dengan menggunakan purposive sampling diperoleh 10 perusahaan selama 4 tahun. Berdasarkan hasil analisis data dengan menggunakan uji parsial (t), free cash flow berpengaruh signifikan terhadap dividend payout ratio yang ditunjukkan dengan t hitung sebesar -0,30 dan nilai signifikan 0,00 sehingga hipotesis alternatif pertama diterima. Variabel investment opportunity set berpengaruh signifikan terhadap dividend payout ratio ditunjukkan dengan t hitung 0.87 dengan nilai signifikan 0,04 (lebih kecil dari 0,05) sehingga alternatif kedua diterima. Sedangkan secara simultan (f), Free Cash Flow dan Investment Opportunity Set berpengaruh terhadap Dividen Payout Ratio adalah sebesar 0,045 < 0,05 dan nilai F hitung 3,384 > F tabel 3,24.

Abstrak Pelaksanaan otonomi daerah memberi kewenangan bagi desa untuk mengelola keuangannya secara mandiri. Tujuan penelitian ini yaitu untuk menggambarkan bagaimana pengelolaan Dana Desa, faktor-faktor yang menghambat  pelaksanaan pengelolaan tersebut, dan upaya yang dapat dilakukan untuk mengatasi hambatan di desa Peling Sawang Kecamatan Siau Barat Kabupaten/Kepulauan Sitaro. Penelitian ini menggunakan metode kualitatif dengan menguraikan data secara deskriptif. Pengumpulan data dilakukan melalui proses observasi, wawancara, serta dokumentasi arsip yang berkaitan dengan fokus penelitian serta pihak-pihak yang terlibat di dalam lingkungan pengelolaan itu sendiri. Hasil penelitian menunjukkan: Pengelolaan keuangan dana desa mulai dari perencanaan, pelaksanaan hingga pertanggungjawaban telah dilakukan sesuai dengan Permendagri  No. 20 Tahun 2018 tentang Pengelolaan Keuangan Desa; Faktor penghambat dalam pengelolaan Dana Desa di desa Peling Sawang yaitu: sumber daya manusia, jaringan internet, dan pemahaman masyarakat; Upaya yang dapat dilakukan yaitu; meningkatkan tingkat pendidikan, pelatihan, pengembangan seleksi perangkat desa, dan perbaikan jaringan internet.