Human resources have an increasingly important role in achieving the objectives of a governmental, private, corporate organization, including sharia banking. This study aims to find out how the development of human resource competencies in Islamic banking in Indonesia is seen from the theoretical and practical order, and how the solution is solved. With the paradigm approach of Systematic Literature Review in journals that have been publicized from 2016 to 2020, the results show that the low level of competence of human resources in Islamic banking in Indonesia both at the theoretical and practical level. sharia. in Indonesia. The solutions provided are: 1) Recruitment, selection and placement of human resources properly adjusted to their skills 2) Pay close attention when recruiting DPS (Sharia Supervisory Board) must really be competent both in terms of sharia and finance. 3) Increasing the role of tertiary institutions especially Islamic tertiary institutions to provide competent human resources by taking into account the existing integrity of sharia banking and being advised by the government as policy maker. 4) Increase the competence of human resources by increasing theoretical and practical aspects. 5) The ability of human resources in modifying Islamic sharia products and understanding of sharia contracts.

The population of Indonesia is mostly Muslim, but the market share of Indonesian Islamic banking is very small at 6.51%, this condition is further strengthened by the weak practice of relationship marketing in Indonesian Islamic banks. The purpose of this study is to identify and analyze the empirical literature of the last 10 years (2010-2020) related to relationship marketing practices in Indonesian Islamic banking. This research method is Systematic Literature Review which is done through literature search on Google Scholar, Garuda Portal and Google. The population is 74,177 titles and the sample is 11 titles. SLR is carried out through 3 stages: planning, implementing and reporting the literature review. The results of the study show that the method used is quantitative, Indonesian Islamic banking has implemented relationship marketing, relationship marketing practices create loyalty, Islamic banking relationship marketing practices are still low, and the solution for Islamic banks is to increase the application of relationship marketing indicators, education, socialization and the ability of officers. . The implications of this study provide benefits for developing relationship marketing theory in Islamic banking and finding new strategic references that need to be developed by Indonesian Islamic banking.

The divorce rate is getting more and more concerning. The number of divorce rate shows a significant increase both nationally and regionally in Indonesia. During 2019, there were 480,618 divorce cases. This divorce rate increased by 18% compared to the previous year which amounted to 408,202 cases. This paper aims to determine the determinants of divorce in Indonesia, using a Systematic Literature Review of 20 journals published by indexed publishers. The results based on the mapping state that the differentiation of the determinants of divorce in Indonesia very much depends on each region. However, all of them can be mapped into 16 factors that cause divorce, namely: economic factors, responsibility, continuous quarrels, harmony, infidelity, domestic violence, jealousy, leaving a partner, forced marriage, apostasy/leaving Islam, drunkenness and gambling, obstructed communication, interference/third party intervention, incompatibility, unhealthy polygamy, and moral crisis. The conclusion of this study is that the strongest determinant of divorce in Indonesia in each region is the economic factor. Economic factors are the strongest factor causing divorce, because the cause of divorce in almost all areas with the highest frequency and the highest percentage is also compared to other causes of divorce.

The philosophical value of the security is a very great value, which comes from Allah SWT, which is given to his creatures, and humans as the bearer of the highest mandatory value to carry out, maintain and implement it, with security between humans there will be a belief and this trust will ultimately cultivate an inner calm or soul. To find out and measure philosophical values of the trust in both conventional and Islamic banking, then in this study will present the results of the study with respondents divided into two groups, the first group is those with a bachelor's degree in general and the second group is those who have S2 degrees and doctoral candidates for Islamic Economics. Quantitative research methods, with frequency distribution and cross-tabulation of selected variables with data analysis using SPSS. Based on the results of the study, the values of security from the highest to the lowest are: In the first group of respondents, the values of security from the highest to the lowest are: (1) Value of Maintaining Trustworthiness, Islamic Banks get a value of 4.42 and a conventional bank of 3.67. (2) The value of responsible Islamic banks is 4.00 and conventional banks are 3.08. (3) The value of maintaining bank secrets, Islamic Banks is 3.92 and conventional banks are 3.83. (4) The trust value of Islamic Banks is 3.58 and conventional banks are 2.42. (5) Honest Value, carrying out the assignment of 2.17 for Conventional Banks and (6) Trust value in delivering messages 3.33 for Conventional Banks at Islamic Banks has the same value of 3.42. In the second group of respondents (1) The value of safeguards of customer secrets, Islamic banks get the highest value of 4.70. whereas Conventional Bank 4.0. (2) The value of guarding the customer's trust, Islamic banks get a value of 4.50 and Conventional Bank 3.60. (3) Value of liability, Islamic banks 4.40 and Conventional Banks 3.90. (4) Value can be trusted, Islamic banks get a value of 4.20, and Conventional Banks 3.40. (5) The value of honesty and ability to perform tasks, Islamic banks get a value of 4.10, while in conventional banks is the lowest value of 1.70.

Keberadaan legalitas usaha sangat penting sekali. Legalitas usaha merupakan standar yang harus dipenuhi oleh pelaku usaha, walaupun usaha yang dijalankan berskala kecil atau mikro (UMKM) supaya usahanya dapat dinyatakan sah secara hukum. Akan tetapi legalitas usaha sering diabaikan oleh para pelaku usaha, termasuk oleh pelaku usaha mikro kecil dan menengah (UMKM). Tujuan diadakan pengabdian masyarakat ini adalah untuk memberikan edukasi kepada masyarakat, khususnya pemilik UMKM di PCM Gunung Anyar, kecamatan Gunung Anyar Kotamadya Surabaya, tentang tata cara mengurus dokumen legalitas usaha sebagai upaya perlindungan kepada pelaku usaha UMKM. Metode pelaksanaan pengabdian dilakukan dengan sosialisasi yang diikuti oleh pelaku usaha yang berada di wilayah PCM Gunung Anyar. Hasil yang diperoleh dalam kegiatan ini adalah pengelolaan sumber daya manusia terkait pentingnya memiliki legalitas usaha dan pembuatan panduan tata cara mengurus dokumen legalitas usaha untuk UMKM. Penerbitan Nomor Induk Berusaha (NIB) bagi 22 (dua puluh dua) pelaku usaha mikro dan kecil di wilayah PCM Gunung Anyar.