Sesbania grandiflora, commonly known as Agati or Hummingbird tree is used as folk medicine for various infection and diseases. The whole plant is loaded with pharmacological activities and used for treating anemia, microbial infections, tuberculosis etc. The antioxidant property of Agati is due to the presence of phytochemical constituents making it a potent anticancer and hepatoprotective agent. The present review focusses on the medicinal properties of Sesbania grandiflora.

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The value added services not only helps a bank to reduce costs but also helps it to retain its valuable customers. As far as customers are concerned, this facility enables the customer to bank anywhere, at any time and in any condition. Creation of Value Added Service facilities involve very huge investment; in order to improve the operational efficiency of these facilities the banks should encourage the usage of value added services among the customers. In this context a study was undertaken to understand the awareness and adoption of Value Added Service among the customers. The results of the study revealed that majority of customers, who aware of value added services were young, graduated and most of them were self-employed.Education, monthly income and occupational status were positively influenced the awareness level of value added services. Time saving and comport in using the technology was the important factors influenced the adoption of value added services. KEY WORDS: Adoption, Awareness, Value added services

Indian systems of medicine and alternative medical systems were very successful with the use and incorporation of herbs to treat diseases. The scientific evidence was not established in the traditional claims of the herbs. In this review extensive segregation of the research work that had been performed on the plant Morinda tinctoria is done. The Pharmacological activities, Phytochemical work and pharmacogostical work that was performed on the plant had been reviewed and documented in this paper.