Financial institutions must meet international regulations to ensure not to provide services to criminals and terrorists. They also need to continuously monitor financial transactions to detect suspicious activities. Businesses have many operations that monitor and validate their customer's information against sources that either confirm their identities or disprove. Failing to detect unclean transaction(s) will result in harmful consequences on the financial institution responsible for that such as warnings or fines depending on the transaction severity level. The financial institutions use Anti-money laundering (AML) software sanctions screening and Watch-list filtering to monitor every transaction within the financial network to verify that none of the transactions can be used to do business with forbidden people. Lately, the financial industry and academia have agreed that machine learning (ML) may have a significant impact on monitoring money transaction tools to fight money laundering. Several research work and implementations have been done on Know Your Customer (KYC) systems, but there is no work on the watch-list filtering systems because of the compliance risk. Thus, we propose an innovative model to automate the process of checking blocked transactions in the watch-list filtering systems. To the best of our knowledge, this paper is the first research work on automating the watch-list filtering systems. We develop a Machine Learning -Component (ML-Component) that will be integrated with the current watch-list filtering systems. Our proposed ML-Component consists of three phases; monitoring, advising, and take action. Our model will handle a known critical issue, which is the false-positives (i.e., transactions that are blocked by a false alarm). Also, it will minimize the compliance officers' effort, and provide faster processing time. We performed several experiments using different ML algorithms (SVM, DT, and NB) and found that the SVM outperforms other algorithms. Because our dataset is nonlinear, we used the polynomial kernel and achieved higher accuracy for predicting the transactionś decision, and the correlation matrix to show the relationship between the numeric features.INDEX TERMS Anti-money laundering, financial transactions monitoring, machine learning (ML), sanctions screening, watch-list filtering.

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The Internet of things (IoT) has attracted a great deal of research and industry attention recently and is envisaged to support diverse emerging domains including smart cities, health informatics, and smart sensory platforms. Operating system (OS) support for IoT plays a pivotal role in developing scalable and interoperable applications that are reliable and efficient. IoT is implemented by both high-end and low-end devices that require OSs. Recently, the authors have witnessed a diversity of OSs emerging into the IoT environment to facilitate IoT deployments and developments. In this study, they present a comprehensive overview of the common and existing open-source OSs for IoT. Each OS is described in detail based on a set of designing and developmental aspects that they established. These aspects include architecture and kernel, programming model, scheduling, memory management, networking protocols support, simulator support, security, power consumption, and support for multimedia. They present a taxonomy of the current IoT open-source OSs. The objective of this survey is to provide a wellstructured guide to developers and researchers to determine the most appropriate OS for each specific IoT devices/applications based on their functional and non-functional requirements. They remark that this is the first such tutorial style paper on IoT OSs.