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Documents are inevitably relevant in our day-today life. Forgery of document could have severe repercussions including financial losses, misjudgments, damage of respect, goodwill, etc. Hence, documents need to be secured from threats such as counterfeiting, falsification, tempering etc., and there should be an easy way of verification about the originality of documents. There are several existing methods for ensuring authenticity and integrity with modern technologies like the block chain, Digital Signature, etc. Most of the methods are not appropriate for public usage instantly due to their intricacy, excessive costing, and implementation problem for which the easy approach of verification is yet not available for mass people. In this situation, a method of document verification has been proposed in this paper which intends to provide (i) authenticity, (ii) integrity, (iii) availability, and (iv) non-repudiation. The proposed method will serve the purpose of mass people as it has no licensing fee, easily implementable and effortlessly useable for both electronic and printed documents. It is worth to mention that the proposed method will provide a mechanism to confirm the originality of the document using only a Smartphone in no time.

Recently the performance of banking industry is one of the much talked issues in the history of Bangladesh. Predicting the factors of financial crises in banks is very much important as this sector is facing a crises moment now. This study examined the driving factors of financial crises in banking sector using panel data consisted of five year observations (2012-2016) for each of 28 PCBs listed in Dhaka Stock Exchange (DSE) and 6 State-Owned Commercial Banks (SCBs). Financial crisis is measured by Altman’s Z-score and Pooled Ordinary Least Square (Pooled OLS) has been applied to find out the factors necessary to condense financial crisis in banks.The study found that SCBs and listed PCBs in Bangladesh are facing financial crisis on the basis of Altman’s Z-score model. Results of the analysis postulated that CRAR, NIIR and NINTR significantly contribute to lessen financial crisis in listed PCBs and also in SCBs. Therefore, the study suggests the regulatory authorities, including stakeholders and researchers to taking into account the findings of the study and to be more alert of the operations of SCBs and PCBs in order to steps forward the performance of this sector as well development of the country in the coming future.