Islam has warned its people not to be unemployed so that it slips into poverty because it is feared that with poverty someone will do anything, including harming others to meet their needs. There is a hadith which says "Poverty will bring closer to disbelief." The fact shows that the unemployment rate in a country with a majority Muslim population is relatively high. Increasing people's understanding of unemployment as a bad thing, both for individuals, society and the state will increase motivation to work more seriously. Even though God promises to bear our sustenance, it does not mean without any conditions that need to be fulfilled. The most important requirement is to try to find the promised sustenance because Almighty God has created a "system" that is whoever works will get sustenance and whoever sits will lose a fortune. That is, there is a process that must be passed to get sustenance.Keywords: Religion, Poverty, Solutions, Islamic Economy AbstrakIslam telah memperingatkan umatnya agar tidak menganggur sehingga tergelincir ke jurang kemiskinan, karena dikhawatirkan dengan kemiskinan seseorang akan melakukan apa saja, termasuk merugikan orang lain demi memenuhi kebutuhan dirinya. Ada sebuah hadis yang mengatakan "Kemiskinan akan membawa lebih dekat kepada kekafiran." Fakta menunjukkan bahwa tingkat pengangguran di negara yang berpopulasi mayoritas muslim relatif tinggi. Meningkatnya pemahaman masyarakat tentang pengangguran sebagai hal yang buruk, baik bagi individu, masyarakat maupun negara akan meningkatkan motivasi untuk bekerja lebih serius. Meskipun Tuhan berjanji untuk menanggung rezeki kita semua, tetapi itu tidak berarti tanpa persyaratan apa pun yang perlu dipenuhi. Syarat yang paling penting adalah harus berusaha menemukan rezeki yang dijanjikan itu, karena Tuhan Yang Mahakuasa telah menciptakan "sistem" yaitu siapapun yang bekerja maka akan mendapatkan rezeki dan siapa pun yang duduk maka akan kehilangan rezeki. Artinya, ada proses yang harus dilalui untuk mendapatkan rezeki.Kata kunci: Agama, Kemiskinan, Solusi, Ekonomi Islam
This research discusses the management of human resources in marketing the products and services of Islamic financial institutions. The results of this study prove that Islamic banks and financial institutions in Indonesia are developing very fast. However, the image of banks and Islamic financial institutions in Indonesia is not good. For this reason, several policies in managing Islamic financial institutions need to be addressed. One of them is the aspect of human resources. An employee of a bank and an Islamic financial institution that is accepted must have a good personality, an expert in muqalah fiqh, knowledge of Islamic financial institutions, computers / IT and so on. They must be people who support strongly to practice Islamic economics in their lives.
This study discusses how accounts receivable (qardh) are in Islamic law. This research is a type of library research that focuses on qualitative data management with data analysis methods using the description-analysis method. The results of this study are that qardh (accounts receivable) is an act or activity that has the purpose of helping others who are in need of material assistance, and is highly recommended because it provides wisdom and benefits for the lender and the recipient of the debt. Qardh is permissible as long as there are no elements which are detrimental to either party. While the law exceeds the payment of as much debt, if the excess is indeed the will of the debtor and not the previous agreement, then the excess may be for those who repay it, and be good for those who pay the debt. As for the additions that are desired by those who are in debt or have become agreements during the contract, this must not be prohibited in Islam.Keywords: Qardh, Islamic Law. AbstrakPenelitian ini membahas bagaimana piutang (qardh) dalam hukum Islam. Penelitian ini adalah jenis penelitian kepustakaan yang berfokus pada manajemen data kualitatif dengan metode analisis data menggunakan metode deskripsi-analisis. Hasil penelitian ini adalah bahwa qardh (piutang dagang) adalah tindakan atau kegiatan yang memiliki tujuan membantu orang lain yang membutuhkan bantuan material, dan sangat dianjurkan karena memberikan kebijaksanaan dan manfaat bagi pemberi pinjaman dan penerima hutang. Qardh diperbolehkan selama tidak ada unsur yang merugikan salah satu pihak. Sementara hukum melebihi pembayaran hutang sebanyak-banyaknya, jika kelebihannya memang merupakan kehendak debitur dan bukan perjanjian sebelumnya, maka kelebihannya mungkin bagi mereka yang membayarnya, dan baik bagi mereka yang membayar hutang. Adapun tambahan yang diinginkan oleh mereka yang berhutang atau telah menjadi perjanjian selama kontrak, ini tidak boleh dilarang dalam Islam.Kata kunci: Qardh, Hukum Islam.
Basically, economic factors play an important role in human life. Economics does cover many fields in people's lives, especially in the socio-cultural field. Economic factors in social life play an important role in determining the level of social status of a person or group of people in their environment. In social life there are several factors that influence the level of a person's social status, namely economic factors, educational factors, hereditary factors, and a person's job factor. But in social life in Indonesia, generally economic factors are the main things that can be used as a benchmark for a person's social status. A person with a high level of wealth will be different in lifestyle and habits compared to people who are below the standard level. This social stratification certainly causes some of the impacts that occur in social life, both negative and positive impacts. Keywords: Economy, Education, Social Abstrak: Pada dasarnya, faktor ekonomi memegang peranan penting dalam kehidupan manusia. Ekonomi memang mencakup banyak bidang dalam kehidupan masyarakat, terutama bidang sosial budaya. Faktor Ekonomi dalam kehidupan bermasyarakat memegang peran penting dalam menentukan tingkat status sosial seseorang atau sekelompok orang di dalam lingkungannya. Dalam kehidupan bermasyarakat ada beberapa faktor yang mempengaruhi tingkat status sosial seseorang, yaitu faktor ekonomi, faktor pendidikan, faktor keturunan, dan pekerjaan seseorang. Tetapi dalam kehidupan bermasyarakat di Indonesia umumnya faktor ekonomi adalah hal utama yang dapat dijadikan sebagai tolok ukur status sosial seseorang. Seseorang dengan tingkat kekayaan yang tergolong tinggi akan berbeda pola hidup dan kebiasaannya dibandingkan dengan orang yang tingkat ekonomi di bawah standar. Stratifikasi sosial ini tentunya menimbulkan beberapa dampak yang terjadi dalam kehidupan sosial, baik dampak negatif maupun dampak positif. Kata Kunci: Ekonomi, Pendidikan, Sosial DOI: 10.15408/sjsbs.v5i1.7908
This paper aims to explain Islamic economic theory about consumption and consumer behavior, and later this paper will also explain the behavior of the people of Palembang City in shopping online during the Covid-19 Pandemic. This paper uses a qualitative approach. The data obtained from the literature study, namely from various sources of books on consumption in the perspective of Islamic economics. As a result, the online shopping trend of the people of Palembang city is in accordance with the corridors of Islamic law, namely the consumption principle from an Islamic economic perspective. In the concept of Islamic consumption, there are moral and social values (maslahah) which recognize the rights of others in meeting individual needs, the allocation of personal assets for zakat, infaq, shadaqah, and other benefits that are set aside by Muslim consumers in every fulfillment of their needs.Keywords: Online Shopping; Consumption; Consumer Behavior; Islamic Economy AbstrakTulisan ini bertujuan untuk menjelaskan teori ekonomi Islam tentang konsumsi dan perilaku konsumen, dan nantinya tulisan ini juga akan menjelaskan perilaku masyarakat Kota Palembang dalam berbelanja online di masa Pandemi Covid-19. Tulisan ini menggunakan pendekatan kualitatif. Data-data yang didapatkan dari studi kepustakaan, yakni dari berbagai sumber buku tentang konsumsi dalam perspektif ekonomi Islam. Hasilnya, tren belanja online masyarakat kota Palembang sesuai dengan koridor syariat Islam, yakni dalam prinsip konsumsi perpektif ekonomi Islam. Dalam konsep konsumsi Islam terkandung nilai-nilai moral dan sosial (maslahah) yang mengakui hak orang lain dalam pemenuhan kebutuhan individu, adanya pengalokasian harta pribadi untuk zakat, infaq, shadaqah, dan kemaslahatan lain yang disisihkan konsumen muslim dalam setiap pemenuhan kebutuhan yang dilakukannya.Kata kunci: Belanja Online; Konsumsi; Perilaku Konsumen; Ekonomi Islam
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