Penelitian ini bertujuan untuk menguji pengaruh word of mouth, personal selling dan kepercayaan terhadap keputusan menjadi nasabah dengan kepuasan nasabah sebagai variabel intervening di BMT Mitra Khazanah Palembang. Penelitian ini merupakan penelitian kuantitatif dengan objek penelitian anggota atau nasabah BMT Mitra Khazanah Palembang. Jumlah sampel sebanyak 90 responden. Penarikan sampel menggunakan metode accidental sampling. Teknik pengumpulan data pada penelitian ini menggunakan metode kuisioner. Adapun teknik analisis data yang digunakan ialah uji asumsi klasik, uji analisis jalur dan pengolahan data menggunakan IBM SPSS Statistic Version 15. Hasil penelitian ini menunjukan bahwa secara parsial word of mouth berpengaruh positif dan signifikan terhadap kepuasan nasabah dengan tingkat sig.0,000. Personal selling berpengaruh positif dan signifikan terhadap kepuasan nasabah dengan tingkat sig. 0,000. Kepercayaan berpengaruh positif dan signifikan terhadap kepuasan nasabah dengan tingkat sig. 0,000. Word of mouth berpengaruh negatif terhadap keputusan menjadi nasabah dengan tingkat sig.0,943. Personal selling berpengaruh negatif terhadap keputusan menjadi nasabah dengan tingkat sig. 0,093. Kepercayaan berpengaruh positif dan signifikan dengan tingkat sig. 0,008. Kepuasan berpengaruh positif terhadap keputusan menjadi nasabah dengan tingkat sig. 0,000. Adapun kepuasan nasabah secara partial mediation mampu mempengaruhi sebagai variabel intervening antara word of mouth, personal selling dan kepercayaan terhadap keputusan menjadi nasabah.
The aim of this research to determine the effect of Managerial Ownership (MOWN) on Company value (Tobins) mediated by devidend Policy (DPR) in companies listed in the Jakarta Islamic Index (JII) for perid of 2013-2017. The population on this study were 14 companies with 7 companies that became the study sample. Samples were taken by purposive sampling. The method used is quantitative by emphasizing numeral data. The data used in this study are secondary data taken from the official website of the Indonesia Stock Exchange. The data analysis technique using the path analysis test. The results showed that managerial ownership had a significant positive effect on firm value; Managerial ownership has a significant positive effect on Devidend Policy; Devidend policy has a positive effect on company value; and Devidend policy mediates between managerial ownership of company value.
This study was conducted to determine the effect on Profit Distribution Management recorded in Bank Indonesia on financing for profit sharing, transparency and performance. Research conducted using RGEC Method to determine the level of performance in the company and the population of this study is a company listed in the Jakarta Islamic Index of 2012-2016. The results of this study indicate that mudharabah variables have an effect but not significant to PDM, ROA and CAR have significant effect to PDM while musharaka, transparency, FDR, GCG and BOPO have no significant effect to PDM.
The purpose of this study is to analyze the effect of Capital Adequacy Ratio (CAR), Operation Efficiency (BOPO), Financing to Deposit Ratio (FDR), Proportion of Depositor’s Funding (PDPK), Purchase Financing (PJB), Profit Sharing Financing (PBH) and Return On Assets (ROA) to Profit Distribution Management (PDM) in Islamic banks in Indonesia. The sample determined by using purposive sampling based on Indonesia Syariah Bank for period of 2009-2013. The population in this research is 11 Syariah Banks, which 5 Syariah Banks are chosen based on purposive sampling. For analysis the data, multiple regression analysis with IBM SPSS. The result of the research shown that internal bank factors (BOPO and PBH) give positive effect to PDM, the internal bank factors (FDR and PDPK) give negative effect to PDM, while internal bank factors (CAR and PJB) do not affect to PDM. ROA gives positive effect on PDM. Keywords : CAR, BOPO, FDR, PDPK, PJB, PBH, ROA, PDM.
This study aims to examine the effect of financial performance and transparency on profit distribution management with earnings management as a mediating variable in Islamic commercial banks in Indonesia. The population in this study were all Islamic Commercial Banks for 2014 - 2019, with as many as 14 Islamic commercial banks. Determination of the sample using the criteria to obtain 10 Islamic Commercial Banks. The data used is secondary data, in the form of financial statements of Islamic Commercial Banks, with data collection techniques in documentation. The analytical method used is the Structural Equation Model – Partial Least Square (SEM-PLS) method. The study results indicate that Financial Performance, Transparency affects Earnings Management Financial performance affects Profit Distribution Management, while transparency does not affect Profit Distribution Management. Profit management can mediate financial performance and transparency of Profit Distribution Management.
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