Financial literacy is the knowledge and understanding of financial concepts and risks, and the skills, motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life. This research goals are to gain the design for a learning program that is aligning fiqh mu'āmalāt and financial literacy. We used research and development approach with four-D model that is reduced into three stages: define, design, and develop. It was gained a syllabus that is completed by lesson plan, student worksheets, and assessment instrument as well, that is validated by experts and practitioners and reliability counted based on test. The final test of these educational ideas are in learning implementation. The implementation of this program is not carreid out yet.

Riset ini bertujuan untuk mendapatkan desain untuk program pembelajaran yang menyelaraskan fiqh mu'āmalāt dan literasi finansial. Kami menggunakan pendekatan research and development model four-D yang direduksi menjadi tiga tahap: mendefinisikan, merancang, dan mengembangkan. Diperoleh hasil berupa silabus yang dilengkapi oleh rencana pembelajaran, lembar kerja siswa, dan instrumen penilaian, yang divalidasi oleh para pakar dan praktisi serta keandalan dihitung berdasarkan uji coba.

Financial literacy is the knowledge and understanding of financial concepts and risks, and the skills, motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life. This research goals are to gain the design for a learning program that is aligning fiqh mu’āmalāt and financial literacy. We used research and development approach with four-D model that is reduced into three stages: define, design, and develop. It was gained a syllabus that is completed by lesson plan, student worksheets, and assessment instrument as well, that is validated by experts and practitioners and reliability counted based on test. The final test of these educational ideas are in learning implementation. The implementation of this program is not carreid out yet.

This research goals to gain the design for a learning program that is aligning fiqh mu’āmalāt and financial literacy. We used research and development approach four-D model that reduced into three stages: define, design, and develop. It was gained a syllabus that completed by lesson plan, student worksheets, nor assessment instrument as well, that validated by experts and practitioners and reliability counted based on test.