Financial health is defined as the ability to manage spending, plan for and recover from financial shocks, have minimum debt, and develop wealth; however, the antecedents to this vital idea are inconsistent. As a result, the study's main goal is to reveal the antecedents, and their direct and indirect consequences on people's financial health. Malaysian households were chosen using the multi-stage random sampling procedure, and a questionnaire survey was conducted. According to PLS-SEM analyses, only financial behavior, and money attitudes had a direct influence on financial health, and accounted for 46.7% of the total variance in financial health. Surprisingly, all three antecedents had a favorable impact on individual financial health through their money attitudes. Furthermore, all three antecedents revealed substantial, and positive correlations with money attitudes, explaining 45.6% of the overall variance. The current study contributed to filling research gaps on the factors that influence money attitudes, and financial health, guiding policymakers in their efforts to improve people's financial health through effective policy implementations.
Tree size shapes forest carbon dynamics and determines how trees interact with their environment, including a changing climate. Here, we conduct the first global analysis of amongsite differences in how aboveground biomass stocks and fluxes are distributed with tree size.We analyzed repeat tree censuses from 25 large-scale (4-52 ha) forest plots spanning a broad climatic range over five continents to characterize how aboveground biomass, woody productivity, and woody mortality vary with tree diameter. We examined how the median, dispersion, and skewness of these size-related distributions vary with mean annual temperature and precipitation.In warmer forests, aboveground biomass, woody productivity, and woody mortality were more broadly distributed with respect to tree size. In warmer and wetter forests, aboveground biomass and woody productivity were more right skewed, with a long tail towards large trees. Small trees (1-10 cm diameter) contributed more to productivity and mortality than to biomass, highlighting the importance of including these trees in analyses of forest dynamics.Our findings provide an improved characterization of climate-driven forest differences in the size structure of aboveground biomass and dynamics of that biomass, as well as refined benchmarks for capturing climate influences in vegetation demographic models.
Many countries are establishing national programs to increase their citizens' family economic well-being. However, the concept of family economic well-being is still in its infancy, with only a few models established for developing countries. Thus, to create and implement effective policies, it is necessary to comprehend the concept family economic well-being from a multidisciplinary and multi-dimensional perspective, especially for a developing country like Sri Lanka. In the current study, path analysis was performed to examine the drivers that affect family economic well-being of coconut growers in Sri Lanka. Data from 400 respondents were analyzed empirically to validate the hypothesized relationships using the PLS-SEM approach. The findings provide support for the relationships between money attitude, technology adoption, financial behavior, financial knowledge, and family economic well-being which explained 91.2% of variance in family economic well-being. Understanding the paths that lead to better individual economic well-being has the potential to aid in successful policymaking, and curriculum design to assist individuals' efforts to achieve greater family economic wellbeing.
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