This study investigates the structural, mechanical, thermal and electrical properties of B-1 JINHU, EDSYN SAC5250, and S.S.M-1 commercial materials, which have been manufactured at China, Malaysia, and Germany, respectively. The commercial materials have been compared with the measurements of Sn–Ag–Cu (SAC) melt-spun materials that are only indicative of what can be expected for the solder application, where the solder will have quite different properties from the melt-spun materials due to the effects of melt-spinning technique. Adding Cu to the eutectic Sn–Ag melt-spun material with 0.3 wt.% significantly improves its electrical and mechanical properties to serve efficiently under high strain rate applications. The formed Cu3Sn Intermetallic compound (IMC) offers potential benefits, like high strength, good plasticity, consequently, high performance through a lack of dislocations and microvoids. The results showed that adding 0.3 wt.% of Cu has improved the creep resistance and delayed the fracture point, comparing with other additions and commercial solders. The tensile results showed some improvements in 39.3% tensile strength (25.419 MPa), 376% toughness (7737.220 J/m3), 254% electrical resistivity (1.849 × 10−7 Ω · m) and 255% thermal conductivity (39.911 w · m−1 · k−1) when compared with the tensile strength (18.24 MPa), toughness (1625.340 J/m3), electrical resistivity (6.56 × 10−7 Ω · m) and thermal conductivity (11.250 w · m−1 · k−1) of EDSYN SAC5250 material. On the other hand, the Sn93.5–Ag3.5–Cu3 melt-spun solder works well under the harsh thermal environments such as the circuits located under the automobiles’ hood and aerospace applications. Thus, it can be concluded that the melt-spinning technique can produce SAC melt-spun materials that can outperform the B-1 JINHU, EDSYN SAC5250 and S.S.M-1 materials mechanically, thermally and electrically.