Purpose-The aim of this study is to analyze the effects of macro-and micro-economic variables on the ratio of troubled financing (Non-Performing Financing, NPF). Design/Methodology/Approach-The method used in this research is the data panel fixed effect with 13 banks and 4 periods of data report (semi-annual report 2014-2015). Findings-The regression result achieved that variable inflation significantly influences the ratio of NPF. Variable Gross Domestic Product and assets total significantly influence the ratio of NPF too. While the SBI sharia's variable and Financing to Deposit Ratio did not significantly affect NPF in Syariah's Unit of Aceh Bank Pembangunan Daerah (BPD) in Indonesia. Research Limitations/Implications-This study uses panel data which are a combination of time series data and cross-section. Practical Implications-The policymakers can design a macro-policy carefully and better fiscal policies.
In the era of globalization, the process of delivering a message and receiving it is so fast and easy. This is evidenced by the existence of social networking applications that are present on smartphones. The use of social media is very diverse, so that many people, ranging from ordinary people to journalists, can spread what they want. However, unfortunately, sometimes there are those who spread information on social media who do not pay attention to communication ethics, causing untrue news such as hoaxes, defamation, denunciation, etc. all of which are out of the realm of ethics. Whereas in Islam really uphold ethics in communication and prioritize ethics. And in principle, it leads people to experience a peaceful and comfortable life. So as media users must apply ethics, one of these ethics is the principle of Islamic communication, in which this communication has four main points, namely; honest, positive message, tabayyun and silm. Which Islamic communication has two main sources, namely the Al-Quran and As-Sunnah.
Penelitian ini bertujuan untuk mengetahui pengaruh metode Latihan dan kordinasi mata-kaki terhadap keterampilan shooting dalam sepakbola. Sampel penelitian ini berjumlah 40 orang yang merupakan Mahasiswa Universitas Lambung Mangkurat yang sudah lulus mata kuliah sepakbola dengan menggunakan rancangan penelitian treatment by level 2 x 2. Data dianalisis menggunakan analisis varians (ANAVA) dan dilanjutkan dengan uji Tukey pada taraf signifikansi α = 0,05. Hasil penelitian menunjukkan (1) secara umum, terdapat perbedaan antara metode latihan bodyweight squats dan Metode latihan flexibility dinamis terhadap keterampilan shooting dalam sepakbolai (Fo 7.8312>4,11 Ft), dan metode latihan bodyweight squats memberikan hasil keterampilan shooting dalam sepakbola yang lebih baik daripada latihan flexibility dinamis, (2) terdapat interaksi antara metode latihan dan kordinasi mata-kaki terhadap hasil keterampilan shooting dalam sepakbola (Fo 5.789>4,11 Ft), (3) pada pemain dengan kordinasi mata-kaki tinggi, metode latihan bodyweight squats memberikan hasil keterampilan sooting yang lebih baik daripada metode latihan Fexibility dinamis (Qo3,21> 2,86 Qt), dan (4) pada pemain dengan kordinasi mata-kaki rendah, tidak memberikan pengaruh signifikan pada hasil keterampilan shooting dalam sepakbola dengan metode latihan bodyweight squats dan Metode latihan flexibility dinamis (Qo-1,25< 3,97 Qt). Kata kunci: Shooing Sepakbola, Metode Latihan, Bodyweight Squats, Flexibility Dinamis, Dan Koordinasi Mata-Kaki.
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