Erosi pantai yang parah di sebagian wilayah pesisir Kabupaten Karawang, salah satunya di Desa Cemarajaya Kecamatan Cibuaya, telah berdampak pada kegiatan sosial ekonomi masyarakat. Upaya untuk melakukan penanggulangan erosi pantai antara lain dapat dilakukan melalui rehabilitasi pantai dengan penanaman mangrove. Akan tetapi, pengetahuan, pemahaman dan persepsi masyarakat desa tersebut dalam pelestarian ekosistem mangrove masih rendah. Oleh karena itu, perlu diterapkan kegiatan sosialisasi pentingnya kelestarian ekosistem mangrove, khususnya di areal sempadan pantai untuk penanggulangan erosi pantai. Metode pelaksanaan kegiatan ini menggunakan metode sosialisasi observasional. Hasil kegiatan pengabdian kepada masyarakat ini memberikan manfaat yang besar bagi bagi pemerintah desa, lembaga pendidikan (sekolah) dan masyarakat setempat.

The purpose of this research was to find out of Third Parties Fund, Non-Performing Financing and Murabahah in PT Bank Syariah Mandiri and to analyze and explain for both partially and simultaneously on Murabahah at PT Bank Syariah Mandiri. While the research method is descriptive quantitative with data obtained from the quarterly financial statement of PT Bank Syariah Mandiri. The results show that Third Parties Fund, Non-Performing Financing, and Murabahah continue to fluctuate. To partially test hypothesis shows that variable Third-Parties Fund significant effect on Murabahah, while variable Non-Performing Financing no significant effect on Murabahah.

ABSTRACK This study aims to determine the effect of operating costs and sales partially or simultaneously on net income. The problem that occurs in this study is the fluctuating net profit in various industrial sector manufacturing companies which are listed on the Indonesia Stock Exchange from 2012-2018. The method of analysis in this study uses multiple linear regression analysis with the help of SPSS 21 software. The results of the regression analysis test show that operating costs partially have a significant negative effect on net income, sales partially affect net income, while simultaneously operating costs and sales have a significant effect. against net income. To test the coefficient of determination or R2, the result is 0.346 or 34.6% of net income is influenced by these two variables. As for the remaining 65.4% which is influenced by other variables not examined in this study.   Keywords: Operational Costs, Sales and Net Profits

One of the strategic aspects of Bank BTN is meeting customer needs by providing quality services to compete in the banking industry. Therefore, it is necessary to have the ability to understand and deal with uncertainty to predict future business conditions so that the company can take appropriate steps or reduce risks in dealing with this uncertainty. This article aims to discuss the analysis of forecasting Bank BTN operating expenses. Forecasting is done by using the time series method by calculating the error rate (the difference between the results of the events and the research results). This article’s type of time series method is the least-squares method based on past data, while MAD and MAPE are used to calculate forecast errors. The research data used is included in secondary data, namely BTN operating expenses data obtained from the BTN website from 2013 to the 2nd quarter, to 2020 in the 3rd quarter. Forecasting data analysis shows that using the least square method to predict the operational expenses of the BTN bank in the third quarter of 2021 is Rp. 5,029,126.61, with an error obtained from the calculation, namely MAD Rp. 1,348,106 and MAPE 57.7%.