This paper aims to assess the importance of implementing halal certification from the side of producers and consumers. This research activity uses the method of literature study. The conclusion of this research shows the importance of this certification for producers because it is very beneficial for product continuity. Meanwhile, for consumers, this certification is beneficial in protecting consumers from all materials that are hazardous to health and all matters related to the halal product, both in terms of ingredients and processing methods. Halal certification also eliminates doubts about the product to be consumed. Initially, this halal certification was only voluntary or the producer's desire (voluntary), yet to be supported by strong Law, but now it has become an obligation (mandatory) for producers. The implementation procedure has involved many related parties, from institutions and ministries, and even at the international level, cooperation has also been carried out regarding this halal certificate. The implementation is currently based on digitization, namely the SIHALAL application. PP No 39 of 2021, concerning the Implementation of the Halal Product Assurance Sector, is clear enough to spell out the mandates of the Halal Product Assurance Law and the Job Creation Law. However, there must be something that needs to be finalized to improve the implementation of other halal product guarantees.

The necessity of easy-to-use financial services applications emerges as people's needs and mobility in the recent digital era become more complex than before. Users expect Islamic-based electronic money (e-money) applications to provide convenience in their transactions. But the development of these apps has some shortcomings. Among them is that users must connect to a good and stable internet network to run the application properly. In addition, the potential threats of cybercrimes often worry the public, which may reduce their interest in Islamic e-money applications. This study uses a qualitative descriptive approach. It aims to determine the problems in non-cash transactions within Islamic e-money applications by using SWOT analysis. This research obtains data through a combination of observation, interviews, documentation, and triangulation. Thus, this study recommends that Islamic e-money publishers improve application security systems to keep users secure and safe. It also suggests that Islamic financial institutions should expand the education of non-cash transactions and strengthen the promotion of the apps to reach a wider audience from the public and MSMEs businesspeople.

Pondok Pesantren adalah model pendidikan khas Indonesia yang telah ada sejak berabad-abad silam. Pondok pesantren berfungsi di masyarakat sebagai sebagai lembaga dakwah Islam, pengembangan ilmu pengetahuan, pengkaderan ulama dan pemimpin umat, serta lembaga pengabdian sosial kemasyarakatan. Pesantren merupakan bagian dari sistem pendidikan nasional yang memiliki punya karakter keaslian khas Indonesia yang tidak dijumpai di tempat lain. Tujuan penelitian ini adalah untuk mengetahui bagaimana potensi pengembangan ekonomi mandiri pondok pesantren Darul Ulmi kecamatan Liang Anggang, Landasan Ulin Timur, kota Banjarbaru. Penelitian ini adalah penelitian lapangan yang menggunakan pendekatan deskriptif kualitatif. Dari penelitian ini ditemukan bahwa Pondok Pesantren Pondok Pesantren Darul Ilmi menjalankan unit usaha antara lain: koperasi dan kantin, kebun sawit, sarang walet, penggilingan padi dan penyediaan lahan sawah. Unit usaha ini bertujuan untuk kemandirian ekonomi pesantren sehingga mengurangi ketergantungan kepada iuran/ SPP santri. Keuntungan dari unit-unit ekonomi tersebut masih belum mencukupi kebutuhan pembiayaan operasional pondok sepenuhnya. Oleh karena itu, Pondok Pesantren Darul Ilmi belum bisa dikatakan mandiri secara ekonomi. Namun pondok berusaha untuk mandiri secara ekonomi di masa yang akan datang dengan memaksimalkan dan mengoptimalisasi unit-unit usaha yang ada.

This community service activity is a partnership that was initiated in 2019 between the Faculty of Economics and Islamic Business (FEBI) IAI Darussalam Martapura and the Banjar Regency Baznas. One of the Banjar Regency Baznas programs is Banjar Cerdas, that aims to help children from poor families to pursuit their education. The distribution of this aid targets elementary, middle and high school students who are Banjar residents. This program was further developed and has a wider scope after a partnership agreement was signed between Banjar Regency Baznas and FEBI IAI Darussalam Martapura. A new sub-program, “Satu Sarjana di Keluarga Dhuafa” (One Bachelor at Every Poor Family) has emerged from this collaboration as a expansion from Banjar Cerdas program. Final year students who come from poor and unprivileged families are the beneficiaries of this financial assistance. The result of this program is that 6 student beneficiaries has completed their education and graduated in July 2021.

This community service aims to provide knowledge and skillset for the pesantren community to make well-informed and wise decisions regarding Islamic financial matters. This program was conducted at the Al Falah Islamic Boarding School for Girls (Pondok Pesantren Al Falah Puteri) in Banjarbaru. The target audience of this campaign is 12th-grade students majoring in social sciences. A total of 35 female students that were representatives from 3 different classrooms, took part in this program. Lecturers of the Islamic Banking Department, Islamic Institute of Darussalam Martapura, acted as speakers at this event. The material they deliver relates to the economy in general, a glance of Islamic economics, and introduction to Islamic financial institutions. Discussion and Q & A sessions were held as an addition to this presentation to enrich the understanding and insights of financial literacy. It was seen that the students were very excited about involving in the discussion, especially when discourse the differences between conventional economics and Islamic economics. The enthusiasm of the participants showed that they were aware of the importance of understanding Islamic economics and Islamic finance in their life.