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This paper considers financial and economic indicators of Australian life insurance industry. The analysis shows the main characteristics of the current life insurance market in Australia and its factors (determinants) that will guide the life insurance market in the future. The authors have defined and calculated the main indicators of competitiveness for Australian life insurance industry (growth rates of the life insurers number'; density of insurance; penetration rates; concentration ratios; Herfindahl-Hirschman index; integrated assessment of competitiveness). In this paper, we analyzed the general trends and competitiveness of Australian life insurance market for the 1997-2017 period. The results of the Herfindahl-Hirschman index calculations, based on the net policy revenue, demonstrate that Australian life insurance industry competition is high and there is a slight concentration at this market. Herfindahl-Hirschman index for other indicators shows that competition within life insurance industry is defined as weak and underdeveloped. In addition, the analysis shows that for Australian life insurance market there are statistically significant and directly proportional impacts of, firstly, population on life insurance premiums; secondly, the number of life insurers on life insurance penetration rate via gross written premium; thirdly, the number of life insurance companies on life insurance penetration rate via assets of life insurers; and, lastly, life insurance companies' assets on gross written life insurance premiums.

Food industry enterprises (FIEs) are important players in the agricultural sector and use insurance as the tool to protect the business. The actual issue is determining the influence of insurance. The paper is devoted to the analysis of the influence of insurance on key indicators of the activity of FIEs from the viewpoint of use of insurance by the insurance market participants. The investigation methodology is based on the concept of 'competitiveness' of an enterprise explaining the ability to operate profitably and meet the competition. The aim of the work is to analyze the relationship between insurance costs and indicators of efficiency and competitiveness of Ukraine's FIEs. Hypotheses concerning the propensity of FIEs with higher competitiveness to use insurance and influence of insurance on key indicators of FIEs activity have been formulated and tested. Economic-statistical analysis and correlation-regression analysis have been performed due to Microsoft Office 2013 software packages. The hypothesis about the existence of dependence between the competitiveness of FIEs and the portion of money allocated by FIEs for insurance is confirmed only for FIEs with high efficiency of business activity.

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