The purpose of this research is to find out whether financial literacy is able to mediate the effect of income on investment decisions. The object of this research is investors who open accounts through the Ngurah Rai University Investment Gallery. The population in this study are all investors in the Ngurah Rai university investment gallery from 2019 to 2022, a total of 616 investors. The number of samples is 86 people. The data in this study were analyzed using the SEM-PLS technique. The results of the research conducted show that: a) Income has a positive and significant effect on the investment decisions of Ngurah Rai University students. b) Financial literacy has a significant positive effect on the investment decisions of Ngurah Rai University students. c) Financial literacy is not able to moderate the effect of income on the investment decisions of Ngurah Rai University students.
Permasalahan yang sangat mendasar dalam budidaya ikan lele yang dilakukan peternak ikan lele adalah penggunaan air yang banyak dan air buangan hasil budidaya yang dibuang ke lingkunagan yang banyak mengandung amoniak dan nitrogen sebagai hasil perombakan protein dan asam amino dari sisa pakan dan feses ikan lele. Tim pengabdian kepada masyarakat (PKM) dari Universitas Ngurah Rai dengan mitra, yaitu Kelompok Pembudidaya Ikan Lele yang ada di desa Mengwi, dalam rangka untuk budidaya lele dengan teknologi sistem bioflok. Permasalahan Mitra Kelompok Pembudidaya Ikan Lele “PENDUL E” berupa produksi: pertama, masih terbatasnya modal yang dimiliki pembudidaya untuk memulai usaha budidaya lele, sarana dan prasarana yang terbatas, pengetahuan, teknologi dan inovasi serta tingkat kreatifitas dalam memanfaatkan secara efesien lahan untuk pembudidayaan lele. Berdasarkan analisis situasi potensi serta permasalahan mitra yang sudah diuraikan bersama di atas, maka program yang akan ditawarkan mengatasi permasalahan tersebut rencananya dilakukan dalam bentuk pendidikan dan pelayanan kepada masyarakat dengan mengadakan kegiatan berupa pendampingan, penggunaan alat dan media promosi serta pelaporan keuangan berbasis digital. Keberhasilan yang dicapai dari hasil uji coba dilapangan dapat dinikmati oleh mitra dengan produksi ikan lele yang dipelihara bertumbuh dengan baik dan sehat. Pembudidayaan ikan lele dengan menggunakan metode bioflok memberikan keuntungan yang lebih banyak dari metode konvesional.
Tujuan dari penelitian ini adalah untuk mengetahui peran perilaku inovasi dalam memediasi pengaruh kepemimpinan terhadap kinerja karyawan. Pendekatan kuantitatif yang digunakan dalam penelitian ini untuk meneliti data yang bersifat statistik serta menguji suatu hipotesis. Data diperoleh dengan menyebarkan kuesioner yang berisi daftar pertanyaan kepada calon responden. Populasi dalam penelitian ini adalah seluruh pegawai pada PT. BPR Desa Sanur yang berjumlah 42orang. Teknik penentuan sampel dalam penelitian ini adalah sampel jenuh, dimana semua populasi dijadikan sampel. Teknik analisis yang digunakan yaitu model persamaan structural (Structural Equation Modeling-SEM) berbasis variance yang dikenal dengan Partial Least Square (PLS). Hasil penelitian menunjukkan bahwa kepemimpinan berpengaruh positif dan signifikan terhadap kinerja, kepemimpinan berpengaruh positif dan signifikan terhadap perilaku inovasi, perilaku inovasi berpengaruh posiif dan signifikan terhadap kinerja. Perilaku inovasi mampu memediasi pengaruh kepemimpinan terhadap kinerja.
The purpose of this study was to see the useful role in mediating the effect of choice on intention to use. This research was conducted at the Faculty of Economics and Business, Ngurah Rai University, located on Jalan Padma Penatih, Denpasar, Bali Province. The sample used in this study used a random sampling technique, where the respondents were students. The number of samples used was 100 people. The analysis technique used is the structural equation modeling (Structural Equation Modeling - SEM) based on the variant known as the Partial Least Square (PLS).The results showed that choice has a positive and significant effect on perceived benefits. The perceived usefulness has a positive and significant influence on the intention to use the Go-Food feature on the Gojek application. The choice of food variations has a positive and significant effect on the intention to use the Go-Food feature on the Gojek application. The perceived usefulness is able to mediate a positive and significant influence on the intention to use the Go-Food feature on the Gojek application.
This examination means to decide how the role financial literacy in moderating the relationship of access to finance and growth. The area for this exploration held in Denpasar. The quantity of tests taken is 100 small medium enterprise (SMEs), with a likelihood inspecting methods are basic irregular examining. Information examination in this investigation utilized the Partial Least Square (PLS) approach. PLS is a condition model for Structural Equation Modeling (SEM) in view of parts or variations. This examination is to get results which expressed that the access to finance has a positive and significant effect on growth of SMEs. Financial literacy has a positive and significant effect on growth of SMEs. Financial literacy moderates the relationship between access to finance and growth of SMEs
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