This study examine customer’s influencing factors to use mobile banking. To achieve theobjectives of this study, four variables has been discussed which are perceived usefulness, perceivedease to use, perceived enjoyment and perceived credibility. 400 questionnaires were distributed toUniversiti Utara Malaysia (UUM) staff’s. The data of this study was analyzed using computerperipherals Social Science Statistics Package (SPSS) version 23. Study found that all the variables aresignificant influencing customer’s usage of mobile banking except for perceived enjoyment.