The mobile phone design currently is always lack of concern towards the usability of the elderly. The elderly always having problem in understanding and using the mobile phone cause by this lack of study in understanding the needs of the older people. This paper provides the information related with the concept and issues related with the mobile phone design. The other topic in this paper is the application that suitable to be design in the mobile phone for the elderly. The function that need by this elderly is limited compare to the younger people. The elderly needs the mobile phones that have the design that suitable with their needs without concerning about the fashion or styles.

Internet banking is the latest alternative used by the client to deal with the bank. In this way, the customer can surf the bank website without the hassles of queuing and waiting at the counter. This study will discuss about Internet banking services in terms of Islamic transaction. Where, study touches on contract applications found in banking services. The study found that Internet banking services is allowed in Islam and the contract valid even in the early emergence of Islam's Internet technology sophistication yet exists.

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The economic recession that hit the world in 2007 to 2009 had a direct impact on the Islamic capital market in Malaysia. The data from the year 2007 to 2010 have shown that the Islamic stock market index has a higher volatility than conventional indexes, and this is what makes the return rate of Shariah index becomes unstable. The main aim of this study was to examine the volatility in the Islamic stock market. The instability of the market volatility returns may attract investors who prefer a risk stock market, because this market has the potential to provide a high return rate. On the other hand, the situation is to encourage Muslim investors that it is their duty to ignore speculation and invest, because rapid withdrawal from the markets will not be beneficial to many and may affect the goals to enhance Muslims' economy.

The Movement Control Order (MCO) was implemented in Malaysia on 18 March 2020. The MCO has changed people’s lifestyle to some extent because they have been advised to work from home. Due to this situation, the Malaysian Ministry of Education (MOE) implemented online learning methods throughout the MCO period to prevent the spread of the Covid-19 virus. Therefore, all schools have implemented online teaching and learning with the instructions of the MOE as a new norm to ensure that learning sessions are not delayed. The purpose of this study was to determine the level and factors of effectiveness of online learning for secondary school students studying economics subjects during the Covid-19 pandemic. This study used a quantitative research design employing a questionnaire as data collection instrument. The results show that the effectiveness of online learning for economics students is at a high level. The results of the survey illustrate that most students use mobile phones and laptops to attend classes that take place online. Furthermore, the study found that teacher factors are the main factors that influence the effectiveness of online learning among students. This research has implications for educators to apply online learning methods as a new normative teaching method to ensure compliance with the National Education Philosophy and the objectives of the Malaysia Education Development Plan 2013–2025.