The increase in the average need for oil and gas for both the public and the industrial sector has forced Indonesian oil and gas companies to look for new oil reserves in the midst of declining oil and gas production from year to year. If Indonesian sub-oil and gas companies cannot survive in these conditions, they are likely to experience losses that will affect their financial position and will eventually face financial distress or be threatened with bankruptcy. The purpose of this research is to determine the prediction of bankruptcy in sub-oil and gas companies in Indonesia that are listed on the IDX. 2017 – 2020 using Altman's Z – score and Springate models. Using the purposive sampling method in sampling, 11 oil and gas mining sub-sector companies were listed on the Indonesia Stock Exchange in 2017 – 2020 from a total population of 44 companies obtained from the website www.idx.co.id as secondary data. The score of each model is calculated mathematically with the Microsoft Excel Office 2019 application, and then performs calculations to find the most accurate bankruptcy prediction model. The results show that the Altman Z-Score and Springate models in predicting bankruptcy have a low level of accuracy.

Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan dan promosi terhadap keputusan pembelian produk perjalanan di PT. Penjuru Wisata Negeri Pekanbaru. Sampel dalam penelitian ini berjumlah 90 orang dari 868 orang yang menggunakan jasa di PT. Penjuru Wisata Negeri Pekanbaru dengan menggunakan random sampling. Teknik analisis yang digunakan dalam penelitian ini adalah regresi linier berganda menggunakan SPSS. Berdasarkan hasil penelitian diperoleh bahwa variabel kualitas pelayanan secara parsial positif dan signifikan mempengaruhi keputusan pembelian produk perjalanan di PT. Penjuru Wisata Negeri Pekanbaru, variabel promosi secara parsial positif dan signifikan mempengaruhi keputusan pembelian produk perjalanan di PT. Penjuru Wisata Negeri Pekanbaru, dan variabel kualitas pelayanan dan promosi secara bersamaan mempengaruhi keputusan pembelian produk perjalanan di PT. Penjuru Wisata Negeri  Pekanbaru.