ABSTRACT:The purpose of this study is to examine customers'selection criteria, banking products/services and customers' awareness towards Islamic principles offered by CBs and PBs in Turkey. A sample of 1082 respondents from various cities in Turkey is used in the study by the means of questionnaire used to collect the data between the period of 3rd of July -23rd of September, 2015. Descriptive statistics and chi-square statistics are reported. To our knowledge this study has been carried out based on the most detailed and comprehensive data ever used in terms of comparative analysis of the CBs and the PBs in Turkey. Keywords

Corporate governance principles were determined by the CMB, and it became a legal obligation for organizations whose shares are traded on the stock exchange to comply with these principles. The aim of the study is to determine the compliance levels of banks with corporate governance principles. In this framework, the corporate governance principles compliance reports disclosed to the public by the banks were examined, and the corporate governance ratings were considered in the evaluation. As a result of the research, it was seen that the level of compliance of 6 banks with corporate governance

Islamic banks (IBs) or Participation banks (PBs) in Turkey have not yet become one of the primary aspects of the Turkish financial system. The aim of this study is to empirically analyse in order for customers' awareness towards the products/services provided by PBs, the reasons for choosing to bank with PBs, and customers' satisfaction from the participating banking products and services in Turkey. To our knowledge this study has been carried out based on the most detailed and comprehensive data ever used in terms of comparative analysis of conventional banks and the PBs.

Today, the capitalist economy has entered into a dead end. Unemployment is expected to reach an unprecedented level due to the rise of automation and artificial intelligence technologies. The creation of excess fiat money will not be a remedy for the collapse of the capitalist economy. In the future, a new economic model open to government intervention will be needed. Moreover, if global monetary system collapses, government should find a solution to continue foreign trade in order to meet the needs of their citizens. Trade unions are classical means that increase trade among the member countries, but they cause imbalance in mutual trade volumes. The advent of blockchain and artificial intelligence technologies will bring an end to the obsolete and outdated foreign trade methods. These technologies will also lead to the emergence of balanced trade unions across countries. This paper focuses on defining a new system known as intelligent trade matrix, suggesting that this system will allow barter transactions between two countries without imposing any customs duty.

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