The research aims to study the implementation of a strategy for attracting investments to develop rural areas, which, based on the use of an investment platform and stimulation of business processes, allows for accelerating the reconstruction of infrastructure facilities in the countryside, involving interested investors in the cycle of economic restoration of the country’s agrarian sector. The research was conducted using the following methods: analysis of indicators in the structure of foreign investments; analogies and comparisons of directions of capital investments by private investors for the development of rural areas; inducing macro factors that hinder the implementation of investment policy; synthesis of indicators of the profile matrix of SWOT analysis and PEST analysis; creation of spatial models of landscapes of investment sites. The results of this study are the identification of priority foreign investment companies of the countries of the world, which ensure the attraction of direct foreign investments in the agricultural sector of the economy of Ukraine. Based on SWOT-analysis and PEST-analysis matrix profiles, macro-factors of the internal and external investment environment of rural areas are determined, which have a significant impact on the acceleration (inhibition) of the implementation of the investment platform and stimulation of business processes for the reconstruction of infrastructure facilities. A three-level profile of the landscape of the platform of investment and stimulation of business processes for the reconstruction of infrastructure objects of rural areas in Ukraine was modelled

УДК 336.71 О. Л. Руда, к. е. н., доцент кафедри фінансів, банківської справи та страхування, Вінницький національний аграрний університет, м. Вінниця К. Г. Маркуш, магістр, кафедри фінансів, банківської справи та страхування, Вінницького національного аграрного університету, м. Вінниця У статті висвітлено поняття "вклад" і "депозит", які ототожнюють, хоча, на думку багатьох економістів, останнє поняття є ширшим. Наведено класифікацію депозитів за різними ознаками. Депозитна політика банку -це сукупність цільових орієнтирів депозитної діяльності банку, що визначають види, умови, обсяги та структуру депозитних операцій банку, поведінку банку під впливом зовнішніх і внутрішніх факторів, а також вибір найбільш ефективних способів їх досягнення, що підпорядковується загальним вимогам щодо діяльності банку, тобто поєднанню доходності, ліквідності й ризику. Депозитна політика банку визначає загальну стратегію, положення і обмеження в діяльності банку щодо здійснення депозитних операцій з клієнтами. Визначення основних складових депозитної політики може служити основою для формування методологічних засад її розроблення у кожному банку, оскільки ці компоненти відображають всі головні аспекти організації депозитної діяльності, які мають бути врахованими при здійсненні відповідних операцій.На практиці у кожному банку така політика повинна охоплювати два такі напрями: по-перше -це формування змісту самої депозитної політики, а по-друге, вона повинна містити конкретні організаційно-управлінські заходи, спрямовані на її реалізацію. Вихідними моментами для реалізації обидвох напрямів є цілі і завдання депозитної політики, а також її елементи, визначені відповідно до загальної мети діяльності банку як ринкової фірми, що отримує відображення у належному рівні прибутковості та ліквідності як основних критеріїв функціонування банківської установи. Для формування в Україні ефективної ринкової економіки, спроможної на рівних конкурувати з європейськими країнами, потрібна сильна банківська система, яка здатна вирішувати власні питання і стимулювати розвиток реального сектора економіки. А для цього необхідно перейняти європейські стандарти і підходи до роботи. Призначення банківської системи в ринковій економіці полягає в забезпеченні безперервного, збалансованого і стабільного обігу грошей на макро-і мікрорівні відповідно до потреб та інтересів усіх суб'єктів процесу розширеного відтворення. Через регулювання грошового обороту банківська система має змогу ефективно впливати на всі стадії суспільного життя.This article covers the concept of "deposit" and "deposit" which equates, although, according to many economists, the latter concept is wider. The classification of deposits on various grounds is given. Deposit policy of the bank is a set of target benchmarks of deposit activity of the bank, which determine the types, conditions, volume and structure of deposit operations of the bank, the behavior of the bank under the influence of external and internal factors, as well as the choice of the most effective ways to achieve them, which ...

The banking system is the core of the financial sector. It is crucial to examine that crises in banking systems are largely consequences of macroeconomic and political instability. Understanding the nature of banking crises allows developing adequate preventive measures and instruments for timely reaction of regulators and banks themselves to the crisis. With the intensification of globalization processes in the world, the number and scale of banking crises have increased significantly, including due to the presence of various external shocks, including the so-called "contagion effect", the essence of which is a chain reaction in global and national financial markets, when a shock in one of them leads to a shock in another. Along with the growth of the number of banking crises and their scale, the losses from them grow the economy. Thus, the problem of anticipation of banking crises and methods of their regulation is extremely relevant and represents an important scientific task. The aim of the paper is to identify and explain the causes of modern banking crises and methods of their regulation. The study was conducted using an interdisciplinary and integrated approach to a wide range of transformations and phenomena that have long dominated the public life of the country and encompass various types of economic activity and specific natural processes. The article reveals the concept of banking crisis, the classification of modern banking crises. Also, the analysis of the state of the banking system during the quarantine period and before it began, highlighting the main indicators of Ukrainian banks. Three main types of situations that contribute to the emergence of banking crises are identified. The causes and prerequisites of a large number of banking crises in the late twentieth and early twentieth century and the twenty-first century are described. The first-priority measures to neutralize threats to the security of the banking system as part of the implementation of the anti-crisis management scheme have been proposed. The instruments of anti-crisis policy of the National Bank are presented in their improved form for managing systemic banking crises and overcoming their consequences. At the end, the results of this article are summarized.

The article examines the notion of the insurance companies financial security determined by scientists. The financial security is defined to be reflected in the development of the insurance companies financial policies. The financial security management is noted to be carried out on the basis of the financial security mechanism, which is supposed to ensure the financial stability and independence of the insurance companies. The scale of assessing the insurance company's financial security state through the integral index consisting of the sum of scores of financial indices is offered.

The article analyses the educational activities of the Polish Socialist Party during the interwar years that were aimed at the development of educational institutions with the Polish language of instruction, extra-curricular education, the raising of the teachers’ professional qualifications, and level of national consciousness of the Polish population. Members of the party joined the establishment of schools, libraries, reading halls, and organized courses: Polonistics, teaching, courses with an elementary and secondary school curricula, theatre and vocal groups, party schools, and universities. Founded by the members of the Polish Socialist Party, the Society of the Labour University with its educational activities played an important role in combating the illiteracy of the population and in formation of the national consciousness of Poles. It was shown that the Polish Socialist Party paid due attention to the protection of the cultural, linguistic and educational rights of the national minorities. These problems repeatedly appeared on the agenda of the party congresses, however they were violated by the parliamentarians from the Polish Socialist Party in the Sejm. There were analysed the party's projects, designed to provide territorial autonomy to the non-Polish population which was compactly inhabiting the south-eastern province of Poland. While defending the rights of the national minorities, the members of the Polish Socialist Party spoke in favour of the development of schooling with education in their native languages, the opening of a separate Ukrainian university in L’viv. They protested against the persecution of students and teachers of the Secret Ukrainian University in L’viv, introduction of utraquism in the school, numerus clausus, and the «ghetto benches» in the higher education institutions for the Jewish students. Keywords: Polish Socialist Party, Poland, educational activity, educational institutions, national minorities