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Delphi method is applied in this study for the developement of Saint-Petersburg (Russia) medical tourism. Medical tourism is an authorized facilitator company having the functions of a national or regional agent and approved by the state authorities that has to be the organizing core. The experts agreed that for attracting tourists the process of international accreditation of clinics, staff, hotel centers and resorts had to be launched. The process, for such a development has to begin with creating an own accreditation system for inbound medical travel services and market players under the authorized national or regional facilitator. It is pointed out that educational programs in medical tourism is an important direction in building this attidute. Thus, surveys have enabled the authors to word formalized suggestions on reference points of the medical tourism development concept for Saint-Petersburg and Leningrad region.

The paper is based on vast research of primary and secondary foreign and Russian scientific materials, qualitative interviews with foreign and home experts on the development of international medical tourism, as well as the analysis of the peculiarities of its development in Russia. Medical tourism represents one of the leading and most promises fields of tourism nowadays, so it is appropriate to call it a "leader" of tourism industry. The purpose of this research is to provide a comprehensive overview of current leading trends in medical tourism, mechanisms and models for the implementation of this type of activity, with an analytical focus on the situation in Russia. This paper examines the main organizational and economic models of the development of international medical tourism. Our research contributes to the development of effective mechanisms for carrying out organized and synchronized activities of all the parties involved, including stakeholders who arrange inbound medical tours, and promote Russia as a new major leading international destination for medical tourists from around the world. IntroductionTourism constitutes one of the most rapidly growing and most profitable spheres of economy. With many new fields of tourism such as heritage tourism, film and literature tourism, food tourism, or for example dark tourism (see

The purpose of the study dealing with the mechanisms for managing the formation of the individual financial culture of university students is to identify the optimal pedagogical conditions that contribute to the development of financially literate behavior of students studying under education agreements as rational consumers of educational services. The work performed allowed concluding that the attitude of students to mastering the chosen educational program, their academic performance, as well as social and labor activity allows predicting the nature of their financial behavior as market actors in their future daily life. The majority of students do not tend to treat their training as an investment in their own human capital due to the predominance of paternalistic attitudes associated with the imposition of costs for education on older family members.

В условиях продолжающейся угрозы коронавируса актуально изучение личностных моделей, во многом определяющих способность предсказывать поведение, ориентированное на сохранение здоровья, а также риск возникновения беспокойства, тревоги, переживания опасности. В статье переживание витальной угрозы анализируется как переживание опасности в отношении ментального Я, тела, мира, окружающих людей, значимого как индивидуальной ценности. Исследование направлено на изучение переживания витальной угрозы в условиях пандемии COVID-19 и его связи с личностными свойствами студентов. В эмпирическом исследовании использовались шкала переживания «Опасность – безопасность», 16-факторный личностный опросник Р. Б. Кеттелла, выборка – студенты медицинского колледжа Удмуртской Республики (119 человек). Применялись методы математической обработки данных: описательная статистика, корреляционный анализ, использовалась программа SPSS 11.5 for Windows. Выявлено, что переживания угрозы в условиях пандемии COVID-19 в отношении Я и не-Я дифференцированы, а именно: у студентов более выражено переживание небезопасности в отношении мира и окружающих людей. Составляющие переживания угрозы, диагностированные по шкале «Опасность – безопасность», структурно связаны с коммуникативными, регулятивными, эмоциональными и интеллектуальными свойствами личности. Наибольшее количество связей переживания опасности – безопасности установлено с коммуникативными свойствами личности. У студентов выявлена высокая вовлеченность личностных свойств в переживание опасности – безопасности в отношении ментального Я и в отношении тела. Полученные результаты могут быть востребованы руководителями и преподавателями медицинских колледжей, кураторами студенческих групп. Они могут быть использованы практическими психологами, работающими со студентами медицинских колледжей в аспекте профилактики негативных переживаний и стрессов в условиях пандемии COVID-19, в психологическом просвещении и консультировании. In the context of the ongoing threat of coronavirus, it is important to study personality models that largely determine the ability to predict health-oriented behavior, as well as the risk of anxiety, anxiety, and experiencing danger. In the article, the experience of a vital threat is analyzed as an experience of danger in relation to the mental Self, body, world, surrounding people, significant as an individual value. The study is aimed at studying the experience of the vital threat under the COVID-19 pandemic and its relationship with the personal traits of students. The empirical study was used by the Experience Scale of “Danger-Safety”, R. B. Kettell’s 16-factor personality questionnaire (16 PF), the sample was students of the medical college of the Udmurt Republic (119 people). Mathematical methods processing methods were used: description statistics, correlation analysis, the SPSS 11.5 For Windows program. It was revealed that the experiences of the threat in the context of the COVID-19 pandemic in relation to the Self and non-Self are differentiated, namely: students have a more pronounced experience of insecurity in relation to the world and the people around them. The components of the experience of threat on the Scale of “Danger-security” are structurally related to the communicative, regulatory, emotional and intellectual properties of a personality. The greatest number of connections between the experience of danger-safety relief links is established with the communicative properties of the individual. The students revealed a high involvement of personality traits in the experience of danger-security in relation to the mental Self and in relation to the body. The results obtained can be applied by medical college administration, teachers, academic mentors of student groups. They can be used by practitioner-psychologists providing counselling for students of medical colleges to prevent students from negative experiences and stress in the COVID-19 pandemic and in psychological education and counseling.