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The aims of this research are to study and analyze the heirs whose names are not mentioned as beneficaries in life insurance policy who have been left by the deceased who can be categorized as heirs. Method of this research is normative legal research, and the type of the research vague norm, namely, there is difference or insyncronization of the Judges of the Supreme Court in making verdicts concerning disputes of fund claims of life insurance among the heirs.The results of the research shows that insurance agreement constitutes the result of combination between property law especially testametary inheritance law and contract law, thus, life insurance agreement can be called as testament because inheritance is one of the way to get right of ownership of a property, in this matter sum insured. Nomination of the heirs as beneficiaries of the fund of life insurance has a characteristic of administrative because the heirs are actually the heirs stipulated in life insurance policy. From the aspect of the inheritance property, the name stated as beneficiaries in life insurance policy can only receive maximum 1/3 (one third) of the inheritance property left by the deceased. From the aspect of their position, the heirs in life insurance policy are merely as creditors (not substituting the right and obligation of the pewaris). The legitimacy heirs are entitled to claim the right to absolute portion protected by law (legitime portie) upon the sum insured which is contrary to their legitame portion.

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The purpose of this study is to find out and understand the Witnesses' Essence and Testimony in notary law. And to know and understand the legal consequences for former Notary employees who provide information to open the confidentiality of the deed. The usefulness of this research is as information material within the framework of the development of science and insights in legal disciplines, especially notary law. And as a contribution of thought in enriching the horizons for the parties concerned. According to the results of the study that the position of witnesses in notary law is to meet the formal requirements of a deed. The position of a witness is a unity in a notarial deed, witnesses who come from Notary employees in practice in the field are not always employees who type the deeds of the parties. It is not uncommon for employees who are witnesses to the signing and reading of the deed to know only at the time the incident took place. So the Notary employee in his position as a witness is not obliged to remember the contents of the deed. As long as he does not commit illegal acts in his duties as a Notary employee to type the deeds of the parties, his existence in a notarial deed does not conflict with the provisions of the Notary compulsory to keep the contents of the deed.And how the obligation to be awarded the deed by o notary and notary employee ?

The aim of this study is to know and analyze the basic idea of the necessityfor the approval of the Notary Honor Assemblies to the Notary examination in thecriminal justice process and on the approval of the Notary Honor Assemblies to theNotary examination in the criminal justice process in relation to the principle fast,simple and low cost trial. This research uses doctrinal law research done or aimedat a concept that will be studied which is the concept or principle of fast, simpleand low cost trial in relation with the authority of Honorary Notary Assembly to thechecking of Notary in criminal justice process. The basic rationale of the existenceof this NHA is the effort to enforce the obligation to deny or deny notary rights(the obligation to conceal the contents of the deed). Thus, the NHA’s approval asa opening “key” to the obligation of Notaries public when facing the complicatedlegal process. Legal protection of notary as regulated in Article 66 paragraph (1)law of the Repulic of Indonesia concerning Position of Notary (LPN) is a legalprotection to notary public as a public official who is performing its task andobligation in carrying out government authority to keep the state documents in theform of authentic deed. The request for approval from NHA is not only done bythe investigator at the stage of investigation, but will also be requested again bythe prosecutor for the prosecution and by the judge for the court hearing not inaccordance with one of the principles in the criminal justice process that is fast,simple and low cost court principle. For the seizure of the copy of the minuta deedand the summon to the Notaries must first the investigator, the prosecutor and thejudge send the application for approval to NHA. It is said not to be in accordancewith the simple justice principle because according to Article 66 Law of Position ofNotary (LPN), the request for the approval of NHA is done at every stage of criminaljustice process.