The quality of individual investor behavior in making stock investment decisions is very important to be understood as a reference of the movement of the capital market. This research using descriptive analysis technique, and inferential analysis, using Structural Equation Model (SEM), using the help of software PLS (Partial Least Square). The population used in this study are individual investors (student in Yogyakarta area) who actively transact on the Indonesia Stock Exchange. The sample used in this research is the investor who is still a member of the Capital Market Study Group (KSPM) at several universities in Yogyakarta. Based on the result of the research, It can be concluded that the attitude, subjective norm, perception of behavior control, subjective norm, overconfidence, excessive optimism, herd behavior have positive effect on investors' intention in investing, and there is no influence between psychology of risk to investor attitude in investing.

This empirical research was needed to find out the effect of the Underwriter's Reputation, Auditor's Reputation, percentage of shares offered to the public, Financial Leverage, Profitability (ROA), Profitability (NPM), Current Ratio, Size of Company, Age of Company and Type of Industry towards the Stocks' Underpricing on the first offer of stocks in Indonesian Stock Exchange in the year of 2000-2012. Based on the results of the data analysis, the partial test results indicated variables of Underwriter's Reputation, Auditor's Reputation, percentage of shares offered to the public, and type of industry do not positively and significantly influence to underpricing. Next, the variable of financial leverage had a poitiv and significant influence towards underpricing while the variables of Profitability (ROA), Profitability (NPM), Current Ratio, Size of Company, Age of Company negatively and significantly influenced to stocks' underpricing on the first offer of stocks in Indonesian Stock Exchange.

This study aims to determine and analyze the application of financial report and taxation training for Micro, Small, and Medium Enterprises (MSMEs) as well as any constraints faced ahead. This study observed 25 MSMEs in Special Region of Yogyakarta using a convenience sampling method. The data used are primary data obtained through interviews and focus group discussions. This research used qualitative analysis techniques. The result shows that MSMEs did not keep records because it was difficult and inconvenient. It also found that MSMEs have a tax ID number (NPWP) but did not pay and report their taxes. Tax is perceived as an expense which results in a reduced profit. However, financial reports and knowledge of taxation are required when applying for bank loans and obtaining government incentive funds. With training in the preparation of financial and tax reports, MSMEs are aware of the importance of financial and tax reports. Financial reports, NPWP, and tax return (SPT) filling are factors that can improve their business performance.

Pada kasus menutup aurat Muhammad Syahrur menafsirkan batasan aurat yang sangat signifikan dari para mufassir maupun mufaqqih lain. Dia mempunyai teori yang dinamakan Nazhariyat al-Hudud atau biasa disebut dengan teori limit yang terbagi menjadi dua yaitu batas maksimal (Hadd al’A’la) dan batas minimal (Had al-Adna) dengan menutup bagian atas (al-Juyub al-Ulwiyyah) dan menutup bagian bawah (al-Juyub as-Sufliyah). Dalam menjawab permasalahan di atas, penelitian ini menggunakan jenis penelitian kepustakaan (Library Research) dengan metode penyajian data secara  “Deskriptif Analysis” dengan menggambarkan bagaimana Muhammad Syahrur menafsirkan tentang aurat perempuan dalam surah al-Nūr [24]: 31, al-Aḥzāb [33]: 59 dan al-Aḥzāb [33]: 53. Dengan teori batasnya, Muhammad Syahrur mencoba untuk menerapkan ayat-ayat muhkamat Alquran dalam realita kehidupan dengan batasan-batasannya.Hasil dari penelitian ini ialah bahwa Syahrur beranggapan hukum-hukum yang terdapat dalam Alquranbersifat elastis yang bisa ditarik dan disesuaikan dengan tempat dan zaman. Dalam menurutp aurat ada tiga ketentuan terkait dengan pakaian bagi perempuan:1). Dilarang atau tidak di perbolehkannya terbuka (telanjang) kecuali hanya suaminya, 2). Batasan minimal perempuan secara umum menurutnya adalah menutup daerah intim bawah (al-Juyub as-Sufliyyah). Bagian ini disebut sebagai aurat berat (al-‘Awrah al-Mughallazah). Bagian inlah yang  harus ditutupi ketika berhadapan dengan orang-orang yang empat belas disebutkan di dalam surah an-Nur 31. Dan menutup daerah intim atas (al-Juyub al-Ulmiyyah), 3). Pakaian untuk aktivitas dan bersosialisasi, ketentuannya berawal dari batas minimal kemudian disesuaikan dengan situasi dan kondisi masyarakat setempat. Batasan ini pun memiliki tingkatan-tingkatan hingga sampainya kepada batas maksimal yang hanya memperlihatkan wajah dan kedua telapak tangan. Maka Konsekuensi perempuan yang menampakkan bagian al-Juyub menurutnya berarti ia telah melanggar Hudud Allah. Muhammad Syahrur berpendapat bahwa jilbab (kerudung) atau tutup kepala baginya bukan termasuk pada prinsip keislaman ataupun keimanan seseorang, melainkan hanya mengikuti kebiasaan masyarakat secara umum.

Financial Literacy is knowledge about financial management that is owned in order to develop for a more prosperous life in the future. The urgency of financial literacy is to make education efforts in the financial sector to the people of Indonesia in order to be able to manage finances intelligently. Good financial literacy can produce good financial reports so that financial information can be accessed quickly and easily. Furthermore, it can be used for more accurate decision making and as a basis for winning competition. The good and poor level of financial understanding is influenced by recent education and gender.The phenomenon that occurs in Creative MSMEs throughout the Special Region of Yogyakarta shows increasingly competitive market conditions and increasingly limited natural resources so that new breakthroughs are needed to create creative and innovative products. Creative MSMEs often experience delays in their development due to various conventional problems that have not been resolved completely. Strategic efforts are needed to improve the performance and sustainability of Creative MSMEs, including increasing financial literacy so as to increase competitive advantage.This study took samples of Creative MSMEs throughout the Special Region of Yogyakarta, totaling 269 MSMEs throughout the Special Region of Yogyakarta. Data analysis using the Structural Equation Modeling (SEM) model shows that financial literacy is influenced by the latest education of MSME actors, the latest education also influences the competitive advantage of Creative MSMEs in the Special Region of Yogyakarta. But gender does not affect financial literacy and the competitive advantage of Creative MSMEs in the Special Region of Yogyakarta. While financial literacy has an influence on the competitive advantage of Creative MSMEs in the Special Region of Yogyakarta.