<p><em>Technology start-ups from FinTech firms offer more convenient user experiences for example better user interfaces for the mobile management of personal finance. Besides that also lower prices and better quality for example faster speed for traditional products such as payment services. This study aims to identify and overview key risks and impact of FinTech on sharia banks in Indonesia to improving bank performance. The result of this study shows that shariah banking Indonesia needs synergy with FinTech firms to increase their performance and market share.</em></p>

<span lang="IN">Kawasan Sindoro-Sumbing kabupaten Temanggung merupakan daerah yang memiliki potensi besar untuk pengembangan kopi Arabica. Selama ini masyarakat kurang mengutamakan budidaya </span><span lang="EN-US">k</span><span lang="IN">opi karena komoditas ini kalah pamor dibandingkan tembakau. Kopi merupakan salah satu alternatif yang patut dikembangakan sebagai langkah diversifikasi. </span><span lang="EN-US">Namun</span><span lang="IN"> masyarakat memiliki </span><span lang="EN-US">k</span><span lang="IN">esulitan permodalan untuk pengembangan usaha,  </span><span lang="EN-US">b</span><span lang="IN">elum bankable terutama di bank syariah</span><span lang="EN-US">, k</span><span lang="IN">eterbatasan pemasaran karena hanya mengandalkan pemasaran offline, belum memanfaatkan teknologi internet</span><span lang="EN-US"> dan k</span><span lang="IN">urangnya pengetahuan dan keterampilan mengenai Good manufacturing practice (GMP) untuk produk kopi bubuk</span><span lang="EN-US">.</span><span lang="IN">Kegiatan ini ditujukan untuk membantu masyarakat di desa Bansari Kabupaten Temanggung mengembangkan tanaman kopi menjadi komoditas yang alternatif. Metode yang digunakan untuk mengatasi masalah masyarakat adalah dengan pelatihan, pendampingan dan evaluasi. Hasil kegiatan menunjukkan bahwa terjadi peningkatan pemahaman masyarakat terhadap peran L</span><span lang="EN-US">embaga </span><span lang="IN">K</span><span lang="EN-US">euangan </span><span lang="IN">S</span><span lang="EN-US">yariah (LKS). Peserta pelatihan</span><span lang="IN"> juga menyatakan sudah menggunakan HP untuk mendukung kegiatan usaha dan pemasaran namun sebatas aplikasi WhatsApp dan bersedia untuk menggunakan aplikasi dan platform lain </span><span lang="EN-US">selama </span><span lang="IN">pendampingan. Terjadi peningkatan motivasi pasca pelatihan yakni perilaku positif untuk belajar mandiri budi daya dan mengolah kopi dengan pendampingan dari MPIG-KAJSS. Kegiatan ini sangat bermanfaat bagi mitra pengabdian dalam melakukan proses diversifikasi ke tanaman kopi sebagai komoditas yang patut dipertimbangkan.</span>

This study aims to analyze the relationship between brand love and brand loyalty of consumers of halal products in Central Java. The data were collected from 359 consumers of halal products. The SEM-PLS analysis was used to study the relationship between variables. All the proposed hypotheses were positively significant, except religiosity, which has not moderated the relationship between Brand Love and Brand Loyalty. This study confirms that brand love is significantly affected by brand trust, brand image, and brand experience. Also, Brand Love has a positive effect on Brand Loyalty. This study has contributed by exploring the intensity of brand love and its effect on Brand Loyalty in the halal product in Central Java, Indonesia. In addition, in terms of achieving brand image, which is the highest antecedent of love for the brand, it can be a consideration for marketers who offer halal products to potential consumers. Besides, that will also add to the existing knowledge about consumer-brand relationships in Central Java, Indonesia.

<p><em>This study aims to analyze the significance of the effect of relationship marketing, service quality, and the use of m-banking on customer loyalty at PT Bank Syariah Indonesia Tbk in Semarang City, either simultaneously or partially. The population in this study were all customers of PT Bank Syariah Indonesia Tbk in Semarang City.  The sampling technique used was purposive sampling technique as many as 102 respondents. The data used in this study is primary data obtained through the distribution of questionnaires. The data analysis model used multiple linear regression analysis model. While the data analysis technique used the F statistical test, the coefficient of determination (R</em><em>²</em><em>) test, and the t statistic test which was processed using the SPSS 21.00 program.</em></p><em>The results of the analysis and discussion show that relationship marketing, service quality, and the use of m-banking simultaneously have a significant effect on customer loyalty at PT Bank Syariah Indonesia Tbk in Semarang City. Partially, relationship marketing and service quality have a positive and significant effect. While the use of m-banking has a positive but not significant effect on customer loyalty at PT Bank Syariah Indonesia Tbk in Semarang City. Implementation of the results of this study PT Bank Syariah Indonesia Tbk needa to continue to strive to retain customers and increase customer loyalty. This can be realized in several ways, one of which is by optimizing relationship marketing and service quality for it’s operations.</em>

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